Finance Globe

It’s rare these days to start and finish your career within the same company. You'll probably change jobs at least once, possibly more. Anytime you're considering a new position, you should also consider the costs of switching jobs. You might lose your 401(k) match and stock options if you leave before you’re fully vested, or allowed to keep these benefits. Leaving the company before your five-year anniversary means losing these perks. You will, however, get to keep any...

  You probably encounter upselling with almost every purchase you make. You know, when a salesperson or waiter tries to get you to upgrade your purchase or buy something extra on top of what you're already buying. It's an effective sales tactic because you’re already in a mindset to make a purchase. The salesperson just has to convince you to spend a little more. If you want to avoid upsells and save money, here are a few...

Are you in the process of searching for your first home? If so, you are dealing with many feelings. On one side of things, this is the most exciting time of your life. Conversely, you are sure to have some fears in regards to paying a mortgage. A mortgage payment is a big change for some people, especially those who have lived rent-free in the past. While it may be scary to take on this payment,...

Spending money is a part of life. No matter how much you save, you will always find yourself parting with money from time to time. The problem comes into play when you begin to recognize harmful spending patterns. If you don’t immediately address this issue, it could drag you down over time. While some people identify these patterns right away, others are blind to them. For this reason, they struggle to stay on a positive financial...

When you’re on vacation, you want to relax, not worry about money. But, you don't want life after vacation to be miserable because you couldn’t practice just a little self-discipline away from home. Sticking to a budget while you’re on vacation can be tough, but here are some ways to make it easier. Know how much spending money you have. Check your budget before you leave so you know how much you’re able to comfortably spend. Break the...

Your financial success is directly tied to your career success. The further you go in your career, the more opportunity you have to increase your income and achieve your financial goals. Going to work and performing your job everyday isn't enough. Here are seven other things to do to succeed in your career. Know what you’re good at. Successful people are great at identifying the top things they’re good at. Not only does this skill help you in job...

Imagine this: you have planned every phase of a home renovation project. You are excited to get started, as you can’t wait to see your vision come true. And then something happens along the way. With each passing day, you continue to spend more money than you budgeted for. Soon enough, you realize that you are facing a very serious problem. There is no better way to kill the buzz of a home renovation project than...

When you receive your car insurance statement in the mail, your feelings can go one of two ways. Maybe you will be excited that your premium remained the same or decreased. Or maybe you will feel disappointment when you realize that you are being asked to pay more this statement period. There are times when you realize that your premium will increase. For example, maybe you were involved in an at-fault accident or received some type...

One of the primary benefits of self employment is financial freedom. You are no longer held down by an employer, meaning that you and you alone are responsible for reaching your full earning potential. Many people shy away from self employment due to the costs associated with this decision. This isn’t something that should hold you back. This isn’t something you should be scared about. Instead, you should formulate a plan for spending less money while...

Do you have a mortgage? Are you interested in a possible refinance? If so, you won’t have to look far to find a few lenders that are willing to help you out. Before you decide for or against a mortgage refinance, it is important to answer several key questions. The answers you collect will help you decide which steps to take next. Below are five mortgage refinance questions you need to answer right now: Will you...