Finance Globe

U.S. financial and economic topics from several finance writers.

3 Reasons to Buy Life Insurance Now, Not Later

3 Reasons to Buy Life Insurance Now, Not Later
Have you been thinking about purchasing life insurance for quite some time? Like many, you may realize this is a good idea. And like many, you may continue to put this off time and time again. Although this is a difficult decision to make for many reasons, including the fact that you have to think about your own death, it’s not a good idea to overlook the importance much longer. Here are three reasons to buy...
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How Your Budget can Cause More Harm than Good

How Your Budget can Cause More Harm than Good
There are many benefits of creating a budget, including the fact that you know exactly how much you are spending every month. Taking this one step further, you will have a clear idea as to where your money is going. Conversely, there are times when a budget can cause more harm than good. If this concerns you, consider the following: •    Inaccurate information. Your budget needs to be 100 percent accurate at all times. This may...
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Wanderer
Great points related to a budget. Flexibility is my key as "life happens" and we need to adjust. A budget that is complete with re... Read More
Saturday, 16 January 2016 11:12
Frank
A budget that is not updated is basically worthless. To get what you need out of a budget, you need to update it with any changes ... Read More
Sunday, 24 January 2016 21:41
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Technology Helps Self Employed Professionals Work More Efficiently

Technology Helps Self Employed Professionals Work More Efficiently
As a self employed professional, you realize how difficult it can be to work efficiently. There are many reasons for this, including the fact that you are no longer in a connected office with other people. While this is a big adjustment, the use of technology can work in your favor. This makes it easier to communicate with others, regardless of location. Furthermore, you can use technology to market your business, secure new clients, and manage...
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Frank
As an online platform, I use Elance and Upwork. The websites are great for freelancers to get work, communicate with their clients... Read More
Thursday, 14 January 2016 10:50
ChrisB
Totally agree, Frank. It may be an expense, but I like to think of it as more of an investment. Great ideas!
Friday, 15 January 2016 08:09
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Don't Let New Tech Toys Make You Sing the Post-Holiday Blues

Don't Let New Tech Toys Make You Sing the Post-Holiday Blues
Gaming consoles, smart watches, Wi-Fi enabled dolls and toys, fitness trackers, toys with microphones and cameras, TVs, laptops, and tablets were among this past holiday season’s hottest gifts, to the tune of roughly 34.2 billion dollars. The Consumer Electronics Association projected that 160 million of us would give high tech gadgets as gifts in 2015. And these gadgets, according to the anti-malware company Emsisoft, could turn out to be the gifts that keep on giving--but not...
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Wanderer
Great post! A real "heads up" on what may be lurking in the electronic world for privacy invasions.
Wednesday, 13 January 2016 05:23
Frank
Agreed, great information Allison. I agree the media can portray some of this information as over the top and over alarm people, b... Read More
Thursday, 14 January 2016 10:50
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Employer Benefits You are Missing with Self Employment

Employer Benefits You are Missing with Self Employment
Deciding to take a leap into the self employment pool may be one of the best decisions you ever make. Not only does it give you more control over your destiny, but it provides a high level of freedom. Just the same as any professional endeavor, you need to consider both the pros and cons. One of the biggest drawbacks is the lack of employer benefits. In other words, you have to account for these benefits...
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Frank
I am getting on my soap box here, but I think you get completely screwed being self-employed. The additional taxes and out of pock... Read More
Thursday, 14 January 2016 10:50
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How to Find the Right Credit Card in 2016

How to Find the Right Credit Card in 2016
The new year is here and you are in the process of reviewing your budget for 2016. If you don’t have a credit card you are comfortable with, now is the time to make a change. Some people want to get rid of their old credit card in exchange for a new one. Others are seeking their first credit card. Regardless of your position, it is important to take the right approach during your search. One...
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Frank
There is so much helpful information on the internet to help you find the right card once you know what you are looking for. In fa... Read More
Thursday, 14 January 2016 10:48
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Follow One of these Career Paths to Earn More in the Future

Follow One of these Career Paths to Earn More in the Future
Are you interested in following a different career path in the future? Are you making this move to earn more money? If you find yourself in this position, there are a variety of opportunities to consider. The Las Vegas Review-Journal recently published its list of the 10 top jobs of 2016, complete with pay and growth rate data. While you have the right to follow any career path you choose, these 10 are among the best: 1....
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Frank
A career that provides the lifestyle you want is important. You also have to enjoy what you do everyday. My view is you need to fi... Read More
Thursday, 14 January 2016 10:48
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Your Budgeted Expenses won’t Always Remain the Same

Your Budgeted Expenses won’t Always Remain the Same
It is easy to believe that your budgeted expenses will remain the same month after month, but this has a way of changing over time. As the cost of living increases, it is important to review your budget and make the necessary changes. There is nothing better than finding that one or more of your budgeted expenses has decreased. Conversely, when one of these increases, it can be a disappointment. Even so, you need to adjust...
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Frank
This is an important concept here and for anyone interested in a high-level business lesson, this is called variable expenses. Bus... Read More
Thursday, 14 January 2016 10:40
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Self Employment Burnout: What are the Signs?

Self Employment Burnout: What are the Signs?
As a self employed professional, it goes without saying that you always have a lot on your mind. After all, you are responsible for every aspect of your business. From accounting to marketing to sales, you are the person in charge. Unfortunately, many self employed people face burnout at some point in their career. It is important to understand the signs of this serious problem, as it could help you avoid trouble before it sets in....
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Frank
Chris, I can relate to these signs! I have been working as a self employed professional as well as maintaining my other current jo... Read More
Thursday, 14 January 2016 10:36
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Are you Financially Prepared for an Emergency?

Are you Financially Prepared for an Emergency?
Just when you think you have everything figured out with your finances, an emergency pops up and gets in the way. From a medical bill to a car repair, you never know what the future holds. It is important to be financially prepared for any and every emergency that could come into play in the future. It doesn’t matter how you do this, as long as you take the right approach. Here are three of the...
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Frank
There is some great information on the forums about saving for an emergency. People have provided their insight on how much to sav... Read More
Thursday, 14 January 2016 10:33
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