I think Im gonna check my paper
statements

Ok, so Ive been using my CapitalOne No Hassles Visa heavily and last month I had a minimum payment of $42. Well, this month its back down to $20 and I havent even paid the balance down considerably. Does anyone know why this has happened????? I was thinking maybe they lowered down the APR but when I spoke to a rep the other day he stated that the APR is still the same and that there was no offer to have it changed.

I did receive a letter about a month ago or maybe it was part of my statement which I thought was weird because I was Electronic Statements and NO PAPER MAILING. But it did say something about the way they are now calculating the minimum payments... I cant remember because I shreded it....

Maybe someone here also got that notice. I think it was on the bank of the statement.

Ok, so Ive been using my CapitalOne No Hassles Visa heavily and last month I had a minimum payment of $42. Well, this month its back down to $20 and I havent even paid the balance down considerably. Does anyone know why this has happened????? I was thinking maybe they lowered down the APR but when I spoke to a rep the other day he stated that the APR is still the same and that there was no offer to have it changed.

Good move!

Also, it sounds like you have applied for many new cards this year. You may want to give it 6 months before applying again-it could help your chances of being approved or approved for a higher limit.

Thank you both for the info, I will relaxe on my credit apps for a while and let the dust settle before i come out gunning again.

I think what he means is that they don't take CLI requests from customers?

What? That doesn't make any sense whatsoever? Did you try calling them again during business hours?

thats the same thing i said ~!, Makes no sense and yes there were open, I called back and got another rep that said the same thing, I dont get it..... I think ill call back on friday and just keep asking for a super until i get one that makes some sense.

I agree with ColoNative.

Also, it sounds like you have applied for many new cards this year. You may want to give it 6 months before applying again-it could help your chances of being approved or approved for a higher limit.

The Best Buy store card is a lot better than the Mastercard. I'd recommend that card to credit rebuilders also.

hello every one, Long time no hear, Well im back. As you may be aware of i was approved for a hooters card i just got it and its a 300 limit with a 72$ anual fee. Any way i thought the limit would be higher but ill take it becouse im still rebuilding credit. What i wanted to no is what is the next card i should make a move on ... I already have a green dot master card(200$ limit) orchard bank credit card(300) and a cash yes credit card (670$) and of course my New Hoot card for (300) i have called hsbc(becouse they are the provider of the orchard bank card i have) and they stated i have to wait untill march of next year before i can apply for another card. So with that being said i wanted to see who i should gun for next ..... Thnx for the help.

I agree with Meya. Try Capital One but you may also want to look into a retail card for a good mix. Macy's is awesome. Good luck.

What? That doesn't make any sense whatsoever? Did you try calling them again during business hours?

I totally agree! Also try

1. Credit one
http://www.creditonebank.com/credit-cards/

2. Travelocity https://www.financeglobe.com/Finance/phone.php?card=715

3. Macy's https://www.macys.com/service/credit/applynow/creditapp.ognc

4. Jcpenny's https://nja.onlinecreditcenter6.com/eapplygen2/load.do?cHash=1342177401&subActionId=1000&langId=en

Hope this help! & Good Luck!

Hello my i tried cedit one bank last week and was told congrats and that they needed to contact me for id info(becouse i have credit freeze on accounts) but i stiil have not got a call back from them and when i called them up they said that department does not take calls ???

The only cashback credit card I have is the Capital One No Hassle Cashback card. It gives me 1% on all purchases and it will give me a bonus 25% on the cashback I've earned at the end of the year. It's a pretty good card and have no had problems with it.

yeah im trying to figure out which one is better, cash rewards or the jetblue tickets.. because some jetblue tickets can be 500$
I was wondering if any of you had cash back cards and what % do you typically get back.

that's what i was getting at
and thanks for your responses..