I have not heard much about Zales except they are more expensive. Kay's has been approving people with dings in their report, I know from experience also, here is a link you can follow to read up on other members reviews about the card until your feed back comes in.

1. Card details https://www.financeglobe.com/Finance/card1026.php

2. Members reviews https://www.financeglobe.com/Finance/index.php?p=getcardreviews&showissuer=1026

Meya!

which jewerly store card is the best jared kay or zales or if anyone have a better one let me know please

Sounds like one of those cards similar to First Premier.

I dont know what to do with you. The way you have my stomache cramping, I should have a 6 pack by now.

Sounds like one of those cards similar to First Premier.

Hjm331 is right....

Sounds like one of those cards similar to First Premier.

Does anyone know about the Legacy Visa?????? I received a pre-approval offer from them and it looks just like a Cortrust offer. If anyone knows about this card please tell.

I wonder whats the status of the card since they have declared bankruptcy????? Will they continue to accept the card or will it be dissolved as part of the bankruptcy???

They filed Chapter 11 (reorganization) which allows them to stay open during the bankruptcy. They have closed a lot of stores but many are still open and the card is still accepted.

If they do end up going out of business, my guess is that Chase will just turn it into a regular Chase Visa.

thanks for the advice! I will follow through then. i have about a 250 balance on one card and about 450 on another. I will set up auto payments and sock them for a few months. I'll just use my debit card for now and relax

That is a great idea-cash is king.

I wonder whats the status of the card since they have declared bankruptcy????? Will they continue to accept the card or will it be dissolved as part of the bankruptcy???

thanks for the advice! I will follow through then. i have about a 250 balance on one card and about 450 on another. I will set up auto payments and sock them for a few months. I'll just use my debit card for now and relax

what if there is a balance on the cards? would it still be considered inactive?

If there is an ongoing balance then yes, it would be considered active. Inactive means that the card has gone a year or more with no activity. That is something we should all try to avoid especially in this economy because card issuers will go in and close it per their request which could look bad on your bureau.

I have found that using each of my cards for something small every 6 months works well for me. I did let my First National Bank of Omaha Visa become inactive and they reissue declined me (when my card expired they did not send a new one) but I called them and had it reactivated.

what if there is a balance on the cards? would it still be considered inactive?

I have a question. Could putting a CC account on automatic payment every month keep the card active or would I have to charge something every month to keep it active. Im thinking about just makiing a purchase on my cards and put it on auto and sock them. What you guys think?

Simply adding an autopayment with no balance will not keep it active. The best thing to do is to rotate your cards on a 3 or 6 month rotation. Buy something small on all of your cards and then pay them off and back to the sock drawer it goes.

I would also advise against the autopayment on a card you do not use frequently because you could forget and then become overdrawn on your checking account.

Last Sept I was aproved for a Circuit City Chase Visa card for 3,000...They offered no intrest till 2011 on selected items...It has rewards on purchases in and out of the store...My question is, does anyone else have this card?

I have a question. Could putting a CC account on automatic payment every month keep the card active or would I have to charge something every month to keep it active. Im thinking about just makiing a purchase on my cards and put it on auto and sock them. What you guys think?