Finance Globe

This year I’m going to spend less on food by eating more. Nutritious foods, that is. Eating mostly minimally processed homemade nutrient-rich food, rather than a lot of convenience foods will save my family at least $#222222. Unlike last month, when I included some hypothetical savings, this time my figures reflect only actual budget dollars. Most of those dollars we’ll re-allocate toward paying down our debt. Last month I began discussing a set of behaviors I...

Fraudsters get better and better and making tricking people out of their money or out of information that can lead to their money. If it’s your first time seeing a particular scam email, you may be fooled into clicking on a link, responding, or providing personal information. Be careful – no legitimate business solicits personal information via email. Here are some common email scams to look out for. I’m in trouble and I need your help....

Millions of consumers who used a credit or debit card in Target during the data breach period – November 27 to December 15, 2013 – have received a replacement card in the mail sometime in the past several weeks. If you haven’t received a new card already, don’t be surprised if you open an envelope one day and discover you too have received a replacement card from your bank or credit card issuer.Why Are Banks Replacing...

Buying a car is supposed to be a fun, enjoyable experience. While many consumers look forward to this, others are so weighed down by a variety of myths and misconceptions that they don’t know what they should and should not be doing.With all this in mind, it is important to become familiar with the most common car buying myths. When you separate fact from myth, it is much easier to make an informed and confident buying...

Like many, you may share the goal of starting your own business. While there is a lot of work that goes into this, you have what it takes to handle anything that comes your way.Despite the fact that you may be on a tight budget, it makes good sense to spend money on professional help along the way.This leads to an important question: which types of professionals should you turn to during the startup phase? Here...

As a pet owner, you are well aware of your responsibilities. From buying the highest quality products to taking your pet to the vet, there are things you will be doing on a regular basis.While many people believe that buying pet products locally is their only option, don’t overlook the benefits of doing so online. When you turn to the internet, you may soon find yourself taking advantage of the following benefits:1. More affordable. Let’s face...

If you look at your car insurance statement and realize you are spending too much on coverage, it may be time to make a change. Do you really want to overpay, month in and month out?Although you may feel that you are stuck, nothing could be further from the truth. There are changes you can make to lower the cost of car insurance, subsequently saving money on a monthly basis.Here are five steps to consider:1. Contact...

Federal agencies on Tuesday warned to consumers of a new computer malware that can take hold of personal files and literally hold them for ransom.The Federal Trade Commission and the Federal Bureau of Investigation said that the malware, “Cryptolocker,” encrypts your personal documents, photos, and other files. You can’t get it back unless you pay a fee of about $300 and the clock is ticking until it’s gone for good. And there’s no other way to...

There is no denying the benefits associated with carrying at least one credit card. From the ability to make big purchases to the reward points you can collect, this is a financial tool that many people rely on.As long as you are responsible enough to use a credit card in the appropriate manner, you don’t have much to worry about – or do you?There are many credit card myths that have harmed people just like you...

When choosing a college, there are hundreds of details to consider. However, your financial situation will go a long way in dictating your final decision.The last thing you want to do is make a mistake that will negatively impact your finances now and in the future. This is something you will regret.Here are five money related details that should be on your mind as you attempt to make one of the biggest decisions of your life:1....