Finance Globe

With 2013 coming to an end, now is the time to review your budget for the new year. Are there any changes you can make to keep more money in your pocket? Rather than focus on the general theme of saving, you should dig deeper to find specific ways to improve your financial situation.Do you get the feeling you are spending too much money every month on cable service? If so, you are in the same...

"Deals" are everywhere you turn during the holiday season. Retailers are just as eager to make a dollar as consumers are to save a dollar. Some offer seemingly extraordinary discounts while others lure you with special financing deals, especially with higher-priced items. “Pay no interest until 2015,” one might read. Another may offer “0% for 18 months.” While you may see more of these offers during peak shopping seasons, like the winter holidays, many retailers offer...

To some, the idea of being self employed is just about as good as it gets. These people are tired of reporting to others and are looking for freedom within their career. While the benefits of self employment run deep, you don’t want to move forward just yet. Instead, it is important to realize what you are getting yourself into before taking the leap.If you are unsure of whether self employment is right for you, answering...

Before going on a shopping trip, one of the first things you do (or should do) is figure out how much money you’re able to spend. You check your current account balance, consider what bills and income you have coming in the next few weeks, then decide what you can safely spend. If you haven’t been following that (or a similar) plan when you shopped in the past, keep those steps in mind for your future...

Are you a college student? Have you come to the realization that you need a job? If you answered yes to both these questions, you are in the same position as many others at your school (as well as other institutions throughout the country).On one side of things, you understand the importance of finding a job as soon as possible. On the other side of the equation, you are likely concerned about the search process and...

With the new year around the bend, there is no better time than now to take a strong look at what 2014 will bring to your business. For many, this means a focus on finances.Has your business gone without the use of a credit card in the past? If so, you may want to change your approach in the new year.Applying for a small business credit card may be one of the best moves you ever...

We can get so bogged down by the demands of our daily lives that we forget about the future, about planning for it and taking steps to make sure we’re securing the future we desire. Sometimes daily life can be so demanding that we forget to even think about the future, much less plan and actively work for it. It can be hard to focus on what we want for our lives decades from now, especially...

I’m on stage, speaking to a huge crowd of people I’ve never met before about a subject far outside my comfort zone, and I’m naked. I cannot see my audience members’ faces or hear their voices, so I can’t read their reactions. I can’t tell if they’ve even heard a single word I’ve said . . .I’ve just described a dream most of us have had (or some variation of it) at some time in our...

Credit card companies want your business. You can tell by the number of credit card offers you receive in the mail – that is, if you haven’t opted out. It can feel like an honor, having credit card issuers chase you for your business, but before you get too puffed up, consider who's doing the chasing and why they're chasing you. The credit card offers you receive are based on the credit cards each issuer thinks...

Has the time come for you to apply for a rewards credit card? With each passing year, more and more offers are made available from the major credit card companies. Subsequently, you have to compare your many options before making a final decision.Here are three points to consider when comparing rewards credit cards with hopes of making a choice in the near future.1. What are the finer details of the rewards program? It is easy to...