Finance Globe

Starting an emergency fund is easier said than done. Even though you may have been putting this off for quite some time, nothing is stopping you from making a change in the future. Here are three times when you will be glad that you have an emergency fund: 1. Job loss. If you find yourself out of a job and with no income, you will need money from somewhere to survive. Fortunately, if you have an...

As a college student, it is safe to say that money is always on your mind. You never seem to have quite enough, even after your parents add a few bucks to your bank account.Fortunately, there are steps you can take to save money throughout the year. By changing your spending habits, you may soon find that your financial situation is not nearly as challenging.Here are three ideas to consider:1. Set an actual budget. Many college...

It’s the Holiday shopping season and savvy shoppers everywhere know the best deals of the year can be found in the few days immediately after Thanksgiving. The bravest of us get up at the crack of dawn on Black Friday to stand in ridiculously long lines and fight (sometimes literally) crowds of people for the hottest toys or gadgets at rock bottom prices. Some of us who may be less concerned about buying cheap than about...

According to data collected by The College Board for the 2014-15 school year, the average cost of room and board ranges from $9,804 at four-year public colleges and universities to $11,188 at private ones. With total expenses at in-state public institutions averaging $18,943 and those at private schools hovering around $42,419, that means room and board can take up anywhere from 26% to 52% of your total education budget. Ouch! How would you like to hang...

As a college student, there is nothing more exciting than a long holiday break. This gives you the opportunity to refresh your mind, ensuring that you are ready to hit the ground running when the new year arrives.You may be interested in earning a little bit of money during your time off. Here are a few ways to do so:1. Odd jobs for neighbors. From shoveling snow to landscaping, there are always things you can do...

Now that the holiday shopping season is in full swing, it is time for you to hit local and online stores to find the best deals. While doing so, it is imperative that you have a strong grip on your finances. If you don’t, you could make one more spending mistake that causes you trouble now and/or in the future.Here are three mistakes you want to avoid at all costs:1. Charging more than you can pay...

With the holiday shopping season upon us, it is likely that you have your list in hand, money in your pocket, and a plan for finding everything you want and need.As exciting as it may be to shop during this time of the year, this can soon turn to disappointment if you find you have become the victim of a scam.Every year, unsuspecting individuals fall prey to a variety of holiday shopping scams. Here are several...

In a few short days, Black Friday will be upon us. While many people will shy away from stores, others will dive in headfirst in search of the best deals.If you plan on braving the large crowds, here are three tips that will improve your chance of finding the right items at the right price:1. Plot out your plan. Are you going to drive around from one store to the next, not knowing where you are...

As a small business owner, even a one-man show, you know there are many expenses that come up over the course of a month. While there is nothing wrong with “spending money to make money,” you don’t want to throw cash out the window. Instead, you should keep a close watch on every dollar you spend.Regardless of your company size or industry, there is nothing more important than communicating with prospects and clients. If you don’t...

Many people believe there is only one way to save on the cost of a new car: compare dealers until you find the cheapest deal. While this is a great place to start, there are other ways to keep money in your pocket without compromising on the vehicle you purchase: 1. Cut back on the options. Do you really need leather seats? Is it essential that the vehicle has a sunroof and navigation system? When you...