Finance Globe

Financial rules are supposed to guide your behavior and help you make good decisions. However, there are some rules that don’t apply to every person and situation. Here are a few of them. “Stay away from credit cards.” When people advise to stay away from credit cards, it’s often because they’ve felt or seen what credit card trouble is like. They may have watched parents or friends struggle with credit card debt. Or, they may have...

Have you set the goal of being “rich” at some point in your life? While this means something different to everybody, nothing changes the fact that this goal is attainable. If you need a bit of motivation, it is time to turn your attention to Wealth-X, a company that keeps a database of the richest people in the world. Wealth-X recently compiled its list of the wealthiest person in each age group, starting in the 20’s...

A new year means another opportunity to take your finances to the next level. You can start the new year right by doing these things at the beginning of January. Review last year’s progress. Track how close you came to achieving your goals from last year. If you met or even exceeded your goals, congratulations. If not, consider what you could have done differently to reach your goals. It may mean setting more realistic goals, leaving...

Go back in time to the 1990’s and everybody was writing checks to pay their bills. While this is still common, you have another option in today’s world: online bill pay. Some people take full advantage of online bill pay. Others, however, continue to put this off for one reason or another. If you have yet to move in this direction, if you continue to shy away from technology, now is the time to make a...

Before we go any further, let’s get one thing out of the way: there is nothing fun about buying a life insurance policy. Even so, once you put this in the past, you will feel a great sense of relief. To avoid mistakes, to ensure that everything goes as planned, you need to separate fact from fiction before you begin the shopping process. Unfortunately, there are many myths that can stop you from buying the right...

When you look at your smartphone bill, what do you see? If you don’t fully understand the finer details of the bill, including each charge, there is a good chance you are wasting money each and every month. Here is the good thing: there are steps you can take to cut the cost of smartphone ownership. Even better is the fact that you can do so without making too many changes to the way you use...

Do you require a vehicle for your company? Are you on the fence as to whether or not now is the time to buy (or lease)? If so, you are in the same position as many small business owners. Choosing a company car is easier said than done. With hundreds of options, you will find yourself faced with many questions from the start. Below are three tips for choosing the right vehicle at the right time:...

With the new year right around the bend, now is the time to examine your budget. This includes both your income and expenses. Can you think of anything better than a salary increase in 2016? While this may not be something every worker experiences, things are looking good for many across the globe. The Society for Human Resource Management (SHRM), citing information collected by advisory firm Korn Ferry and its Hay Group division, said that “workers around...

With 2015 coming to an end, there is no better time than now to plan for the future. This holds true both personally and professionally. If you are tired of working for somebody else, if you are ready to take the bull by the horns, self-employment in 2016 may be the best decision. While this is a big change from the norm, it could benefit you in a number of ways. From a financial perspective, there...

There aren’t too many college students who have a surplus of money. If you find yourself short on cash, it doesn’t mean you have to sit in your dorm room day and night. Instead, you simply need to adjust your approach to ensure that you aren’t making poor financial decisions. Below are seven fast money saving tips for college students: •    Always sell your old text books. You can then use the money to purchase any...