any updates for the questions above ?

No problem ColoNative! I love my Macy's, but I hate their statements. I was just talking to someone about your question because it is pretty scary to not be able to see your current limit online or a statement because you will never know if they decreased our limit and we go to make a purchase, "BAAMM" we are hit with an over-the-limit charge. No one has time to call cs and press 50 numbers before you reach rep, or listen through 7 options before you hear a balance/available credit:upset:

Ok my fingers are crossed for you

Hello every one im back. I just got my updated credit report and my fico score is now 574 . so its has moved up about 25 points.

Now the question i have is. I appl for the kay jewlers cc and the bloomingdales cc and after i applied they both asked me 3 sec questions(like they do on credit reports) but after that they said i will rec a letter in 20 biz day(application still under review)

Is this a good thing or bad thing ?? I mean normaly if your turned down they tell you write off the bat. But this was a little diff ?? Please shed some light on this for me every one.

Thanks Meya, you rock.

Very strange policy but I still love that card.

When I asked Macy's this question, they told me that it was for security reasons. They don't even show us online. Why they are being that secured, I do not know. I just find it funny that you can go into the store, use your card, and no cashier asks me for my ID. In addition, I have "Please C I.D." behind all of my cards.

So I was asked to ask my question here instead of the review site:

My Macy's card statement does not show a credit limit or available credit for the account. Every other card I have ever had (except AMEX Gold) has a reference box for credit limit/available credit.

Is all of your Macy's statements the same as mine or does yours show this information?

I have a Victoria's Secret Angels card for only a few months. I have had no problems with them so far. Maybe in a few months I should ask for a CLI. Probably should do it around Thanksgiving.

Rick E,

Has anyone had dealings with WFNNB before?

I have an Avenue card through WFNNB that I received back in May 08. I have not had any problems thus far. But, I have applied for other cards that are backed by WFNNB that were denied.

hi i have a Peebles card from WFNNB for about 12 years now and i haven't had any problems either and i have also applied for cards from there and got denied (sis this was when i was a credit card addict). :

Well, I know what they are in basic terms, but is their approval rate the same as cards marked as "credit"? What about for people with no credit history? I just wanna learn more, knowledge is power! Thanks!

I have a few questions about the BofA secured visa. Does it report as secured? If so, does this lower my score? After the 1 year period, do they automatically double the limit? Ex. send in $500 to get started, when receive deposit back, does it stay at $500 or go to 1K? I have cards with Cap 1, but I really want to build my credit with one of the big boys to have a better rating. Please let me know! Thanks!

Hi AmyB98 and welcome aboard

I have a few questions about the BofA secured visa. Does it report as secured? If so, does this lower my score? After the 1 year period, do they automatically double the limit? Ex. send in $500 to get started, when receive deposit back, does it stay at $500 or go to 1K? I have cards with Cap 1, but I really want to build my credit with one of the big boys to have a better rating. Please let me know! Thanks!

RivasGlo did they change your card back yet?

IDK. Imma wait till tomorrow to pull my CBR again and see if changes where made. If not then ill wait till my closing date 8/20 because I will b able to tell the difference on my stmt. They said 7-10 dys so im waiting... Patiently

Rick E,

Has anyone had dealings with WFNNB before?

I have an Avenue card through WFNNB that I received back in May 08. I have not had any problems thus far. But, I have applied for other cards that are backed by WFNNB that were denied.

They did me the same way with Women's and Lane Bryant a few years ago. I did not trip, but I turned around again and applied with Lane Bryant and got approved. Lane bryant is now backed by Spirit of America but before they changed it was WFNNB. I think that the Avenue card is a rebuilder and the others are not. Do you have any baddies on your report or is too high in utilization?

Some banks WILL report it at your request. I have read about it on other forums.

RivasGlo did they change your card back yet?

Rick E,

Has anyone had dealings with WFNNB before?

I have an Avenue card through WFNNB that I received back in May 08. I have not had any problems thus far. But, I have applied for other cards that are backed by WFNNB that were denied.