Finance Globe

When you make the leap from the corporate world to self employment, it only natural to have feelings of excitement and fear. On one side, you are excited about what the future holds. You are finally taking control of your career path. Conversely, you realize that there is no more security of being an employee. Instead, the success or failure of your business rides solely on your shoulders. If you want to achieve success, if you...

As you continue to send your resume to one employer after the next, you hope to receive “that” call. The one in which the other party asks you to come and interview for the position. Once the excitement wears off, there is a good chance the nervousness will settle in. Are you ready for the questions that are sure to come your way? Are you ready for the possibility of meeting with several interviewers? As nervous...

Unexpected expenses can derail even the most perfect budget. While you can’t predict when they’ll happen, there are a few expenses that are almost unavoidable especially if you’re married, a homeowner, or employed. Unemployment. Lots of factors affect how long it will take you to get another job, but the rule of thumb is that it takes one month for every $10,000 salary you were earning. So, the more money you were making, the longer it...

With back to school season right around the bend, students all over the country are beginning to think about what the next few months will bring. As a first year college student, you are in an exciting position. You are making the big leap from high school to college, which is sure to change your life in many ways. It is common to face financial challenges along the way. After all, you are inching closer and...

Nearly every credit card issuer has at least one credit card with a signup bonus. Spend a certain amount of money in the first few months of your account opening and you can earn points, miles, or even cash. To be sure you earn your points, be a little more meticulous about your spending and payments in those first few months. The last thing you want to do is sign up for a credit card hoping...

The experience of buying a car should be enjoyable. Unfortunately, this process is anything but fun for most consumers. Instead, they dread the thought of negotiating with a salesperson, hashing out details with the business department, and hoping they don’t spend their entire day at the dealership. It is not uncommon to come across an overbearing car salesperson. He or she will do whatever it takes to make a sale, even if it means putting you...

It doesn’t matter why you are seeking a new bank. The only thing that matters is that you make the right decision at the right time. It is easy to believe that all banks are the same, but nothing could be further from the truth. You have to find the best one for your money, and doing so means answering the following questions: •    What is unique about each bank?•    What does the bank offer from...

Are you in need of a loan? If so, you can go the conventional route and contact a local bank. Just the same, you could turn to your credit card or ask a family member if they are willing to lend you the money. Even with these choices, you may want to consider another: a 401(k) loan. This may not be your preferred method of borrowing, but it is something to consider for many reasons: ·     ...

The federal government on Tuesday ordered Citibank and its subsidiaries to pay back consumers approximately $700 million harmed by the bank's illegal practices conducted from 2003 through 2012. The Consumer Financial Protection Bureau (CFPB) said that roughly 7 million of the bank's customers were affected by Citibank and its vendor's deceptive marketing, unfair billing practices, and administration of debt protection and credit monitoring services. Citibank's debt protection services "AccountCare," "Balance Protector," "Credit Protection," "Credit Protector," and "Payment...

It's not hard to find ways to save a few dollars here and there, and those few dollars can easily add up to $100 or more per month. Consider making changes to your routine to find the cash to put into your emergency fund, savings for a down payment on a home, your retirement account, a long overdue vacation, or your children's future education. Look at your daily habits.  Cutting out relatively small expenditures like a daily...