Finance Globe

Are you in the process of applying for your first credit card? Do you already have this in hand? If you find yourself in either position, it’s important to take a step back and realize that your financial life is about to change. There is no denying the many high level benefits associated with carrying a credit card. For example, you can use this to more easily make large purchases. Not to mention the fact that...

You gave it your best effort, but when the holiday season finally came to an end you realized one thing to be true: you took on debt. This can come in many forms, including but not limited to credit card debt and store credit card debt. As the calendar turns to the new year, you’ll find that this debt isn’t going away on its own. Just because the holidays are over doesn’t mean that your debt...

Let’s face it: the traditional car buying experience is anything but enjoyable. Sure, you’re excited about purchasing a new car, but that doesn’t mean you’ll have a good time from start to finish. Fortunately, with the help of the internet, you can save yourself a lot of time and unnecessary stress. If you’re interested in completing the entire process (or most of it) online, here are some steps to take: 1. Do Your Homework Even though...

Thanks to innovation with mobile applications, you manage your bank account with convenience and ease without ever having to visit a bank branch again. Check out just a few things you can do when you download your bank's mobile app to your smartphone or tablet. Check your balance and account history. If you have a smartphone with data access, there’s no reason you shouldn’t know your bank account. You can simply tap your mobile banking app, enter...

As a college student, there’s no better feeling than putting the first semester of the school year in the past. While there’s nothing wrong with enjoying your winter break, it goes without saying that the second semester will arrive sooner rather than later. Are you financially prepared for everything the second half of the year will bring? Here are three ways to ensure that you’re on the right track when this time of the year rolls...

Your auto loan payments are one of the most important of your monthly payments. Missing loan payments can have serious consequences for your credit and put you at risk of losing your only source of transportation. After three missed payments, many auto lenders will declare your loan in default and at that point they may begin the repossession process. In repossession, the lender takes possession of your car – they don’t have to ask or warn...

As the calendar turns and 2017 stares you in the face, you’ll find yourself addressing a variety of financial related questions. From taxes to your budget, there is sure to be a lot on your mind. Below are five questions to ask your CPA at the beginning of 2017. By asking these, you can clear the air and ensure that you’re on the right path as the year begins: 1. Why did I overpay or underpay...

With each passing year, it seems that cell phone plans change for the worse. While the company is the big winner, the consumer finds it difficult to get the service they need at an affordable price. Does this sound familiar? If you find yourself in this position, here are several tips you can follow to negotiate a better plan: 1. Get on the Phone As tempted as you may be to visit a local store, this...

With 2016 coming to an end soon enough, now’s the time to turn your attention to the new year. This means many things in regards to your finances. For example, have you yet to set any financial goals for 2017? If you need a push in the right direction, here are seven financial goals you may want to chase after: 1. Ask for a Raise You don’t control your own destiny with this one, but it’s...

There are many benefits of shopping online, including a more convenient and efficient process. Bank of America is hoping to take this to the next level by pre-selecting customers’ Visa cards for enrollment in the Visa Checkout program. According to a press release published earlier this year, Bank of America is one of the first financial institutions to integrate its card with Visa Checkout, which eliminates steps to make it easier than ever to make a...