Finance Globe

It doesn’t matter if you are a business owner or individual consumer, nothing changes the importance of tackling debt in the appropriate manner. If you have no debt, this never comes into play. The same holds true if you only have one loan, such as a single credit card. However, if you find yourself saddled with multiple loans, you’ll need to answer an important question: which loan should I pay off first? Believe it or not,...

Regardless of your age, job, and income, nothing changes the fact that you can be proactive in regards to your finances. This holds true for experienced professionals who earn hundreds of thousands of dollars per year. It also holds true for new graduates who are working for minimum wage in hopes of eventually reaching the top of the company. And then there is everyone in between. The word proactive, as it applies to finances, means something...

As you search for a 0% balance transfer credit card, you’ll soon find that you have many options to choose from. All the major credit card companies have several offers to consider, with each one providing consumers with a unique set of features and benefits. With all this in mind, you may struggle to compare and select the best offer. Fortunately, there are a few basic details you can focus on to ensure that you make...

While some Americans loathe tax season because of what they might owe Uncle Sam, many others wait for their tax refunds like children on Christmas Eve. If you’re due a refund this year, don’t blow it. Here are a few dos and don’ts to make the best use of your refund. Use it to catch up on past due bills. Sure, you might have had your eye on a shiny new tablet or nice new furniture, but...

Over the past couple of years, a growing number of financial institutions have devoted additional resources to digital banking. However, Bank of America has “been in the game” from the start. Furthermore, the company expects more of the same in the year to come. In a recent press release, Michelle Moore, head of Digital Banking at Bank of America, noted the following: “As one of the first banks to offer mobile banking a decade ago, we’re...

Back in the day, before reality TV and the internet were there to tell me otherwise, I thought I had mastered the art of living on the cheap. As a single parent on a tight budget, resourcefulness was essential for survival. My ability to stretch a dollar became so great I considered it a super power. I was the Wonder Woman of frugality and a DIY champ before crunchy granola moms and their Pinterest boards made...

One of the best moves to make when you’re preparing for a home or car purchase is to shop around for the best interest rates. A lower interest rate results in a lower monthly payment and lower overall cost of borrowing. You’ll want to move quickly when you’re shopping for a loan. Otherwise, the multiple inquiries could impact your credit score. When you rate shop, your credit report may show multiple inquiries from each of the...

Depending on your age, you may remember the days when searching for a home meant two things: •    Scouring the real estate section of the local newspaper.•    Driving through communities of interest, hoping to catch a glimpse of a for sale sign. While both of these options remain in today’s day and age, the majority of people have come to find that searching homes for sale online is the best approach. Here are three of the...

Some people experience major setbacks that lead to financial instability. Unfortunately, for people who are always broke, the root of the problem is in their own decisions and habits. If you don’t want that person to be you, avoid the bad habits of people who are always broke. They’re waiting for a magic fix. It may be a tax refund, a bonus, a raise, an inheritance, or something else, but people who are always broke are often hoping for...

There are dozens of great credit cards out there, especially in the rewards and no interest categories. It’s fairly easy to whittle your options down to two similar and great credit cards, but picking one over the other can feel like you’re leaving something on the table. Here are a few ways to pick between two credit cards. Which one pays rewards in the categories that you typically spend? You may be trying to decide between...