Finance Globe

U.S. financial and economic topics from several finance writers.

Questions to Answer About a Credit Card Reward Program

Questions to Answer About a Credit Card Reward Program
As you search for a credit card with a reward program, you’ll be glad to find that there are hundreds of offers to choose from. As a consumer (or small business owner), you must answer one very important question: which credit card is best for what you’re trying to accomplish? The only way to answer this question with confidence is to compare multiple offers and make a final decision based on your findings. Here are some...
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Frank
Each credit card should serve a unique purpose. I always ask what I will use the credit card for and make my decision based on tha... Read More
Tuesday, 20 December 2016 12:02
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Extra Cash for Holiday Gifting and Other Benefits of Online Grocery Shopping

Extra Cash for Holiday Gifting and Other Benefits of Online Grocery Shopping
I may never set foot in a grocery store again. Yes, I know. Never is probably not realistic, especially when it comes to buying food, one of life’s absolute necessities. So I wax a little hyperbolic. Forgive me. I have finally been relieved of one of my most loathed housekeeping chores and I am just so flipping excited! Thanks to the wonders of modern technology, I will only ever have to darken the doorways of any...
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Frank
What delivery services have you used?
Tuesday, 20 December 2016 12:01
Guest — Alison Filippini
I've been using Kroger ClickList. It's not exactly a delivery service, per se. You have to pick up at the store after ordering onl... Read More
Tuesday, 20 December 2016 12:20
Alison
Hi Frank! So sorry for the late reply. I actually did post an answer to your question ( I thought) back in December, but I just no... Read More
Saturday, 25 February 2017 11:33
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8 Signs It's Time To Change Your Financial Habits

8 Signs It's Time To Change Your Financial Habits
We all makes money mistakes from time to time. The most financially successful people learn from these mistakes and are careful not to repeat them. Unfortunately, it's also easy to fall into a trap of repeating mistakes and allowing them to become bad habits. If you’ve been struggling financially or feel like you’re not reaching your goals, you may need to change your financial habits. Here’s how you can tell. 1. You don’t know how much...
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Frank
If you even do 1-2 of these things listed, you need to change your financial habits immediately. A new year is a great way to moti... Read More
Tuesday, 20 December 2016 12:00
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What to Do If You Overdraft Your Bank Account

What to Do If You Overdraft Your Bank Account
We all like to keep our bank balances high enough to cover the transactions we made. Unfortunately, there may come a time or two when that's not the case. Maybe you weren't keeping up with your balance and accidentally overspent or perhaps you thought a deposit would clear sooner than it did. Many banks will do you a favor and pay these overdraft transactions for you, but this courtesy isn't free. Each time the bank pays a transaction...
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Frank
Many banks will help you out if this is the first time this has happened to you. As Latoyairby mentions above, call your bank imme... Read More
Tuesday, 20 December 2016 11:59
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7 Smart Tips to Use Your Credit Card for Holiday Shopping

7 Smart Tips to Use Your Credit Card for Holiday Shopping
Many people end each year with loads of credit card debt leftover from holiday shopping. If you don’t want to start the new year off with thousands of dollars in credit card debt, being a smart credit card user is key. Start with a $0 balance. If you use a credit card that has a balance, your holiday shopping will just add more debt to what you already have. It's also much easier to track your spending...
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Frank
I sound like a broken record, but I would like to add to make sure to PAY OFF YOUR CREDIT CARD in full. If you cannot afford to do... Read More
Tuesday, 20 December 2016 11:58
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Have You Answered These End of Year Tax Questions?

Have You Answered These End of Year Tax Questions?
With the end of the year closing in, there’s no better time than now to review your tax situation. After all, the April 2017 filing deadline will be here before you know it. Although no two people face the same tax circumstances, here are some important questions everyone should answer: •    Do you need to consult with an accountant now or in the near future?•    Does it make sense to contribute more money to your retirement...
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Frank
-Do I know how much I made this year? -Has anything in my life materially changed from prior year? I may be able to take more dedu... Read More
Tuesday, 20 December 2016 11:57
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Allegiant and Bank of America Partner to Offer New Credit Card

Allegiant and Bank of America Partner to Offer New Credit Card
Earlier this year (September 2016), Allegiant and Bank of America announced a partnership to launch the Allegiant World MasterCard. Issued by Bank of America, this is Allegiant’s first credit card program. Brian Davis, Allegiant vice president of marketing, is excited about the offer, noting the following: “Offering a credit card with Allegiant rewards our passengers and creates more opportunities for them to travel just by using their card for everyday purchases. It’s the most important customer-facing...
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Frank
This sounds like an amazing credit card, thank you for summarizing for me!
Monday, 21 November 2016 18:38
Frank
Do you know how many miles it generally takes to purchase a flight?
Tuesday, 20 December 2016 11:56
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Office Gift Giving: Questions to Answer Today

Office Gift Giving: Questions to Answer Today
The holiday season means many things, including the fact that you’ll be purchasing gifts for a variety of people. In addition to your family and friends, you may wonder if it’s appropriate (or required) to purchase gifts for your coworkers, boss, and others at your place of employment. While there is no right or wrong answer, it’s important to have a plan this year. To ensure that you’re on the right track, here are five questions...
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Frank
Be upfront and discuss these with your co-workers. Also this is a good time when you should follow the herd. No need to be the onl... Read More
Monday, 21 November 2016 18:37
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8 Money Moves to Make Before You Buy a Car

8 Money Moves to Make Before You Buy a Car
The financial decisions you make in the months leading up to your car purchase will play a big role in whether you’re approved for an auto loan and the interest rate you pay. Making the right money moves is key to a smooth car purchase.  Keep only the credit cards you have. Opening new credit cards can hurt your credit score in two ways: by adding additional inquiries to your credit report and lowering your average credit age....
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Frank
Avoid taking on any new credit cards and new debt is great advice. Over the life of your loan, this could save you $1000s. If you ... Read More
Monday, 21 November 2016 18:36
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5 Tips for Finding a Holiday Job

5 Tips for Finding a Holiday Job
Are you interested in earning some extra money this holiday season? If so, it may be time to consider a part-time job. There are thousands of holiday employment opportunities out there. As long as you keep an open mind and take the right approach, you should be able to find a position that suits you well. Here are five top tips for finding a holiday job: 1. Expand Your Search The last thing you want to...
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Frank
Honestly this should be a great year to find a holiday job. Everywhere I have read, this is going to be a solid holiday season wit... Read More
Monday, 21 November 2016 18:35
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