Finance Globe

Do you have a credit card? How often do you use it? Can you earn reward points for every dollar you spend? Like some, you may carry this for emergency purposes only. Others, however, have come to realize the benefits of using their credit card for a variety of purchases. There are many items to regularly purchase with your credit card. This is particularly true if you’ll receive something in return, such as reward points. Here...

As a credit card holder, there are a couple ways to manage your account. Many people rely on paper statements and phone calls to their credit card company. Others, however, have come to realize the benefits of online credit card management. In today’s day and age, every credit card comes with access to an online account. This may not sound like a big deal at first, but once you sign up and get started everything will...

So you finally found your dream car (or something close to it that you can afford). You’ve done your homework and you’re pretty sure you’ve got all your ducks in a row. You took the test drive, shopped around for a fair price, got approved for a loan with terms you can live with and a budget friendly interest rate, and you’ve made arrangements to get the right kind of insurance coverage. Ready to sign the...

Wherever there’s money, you can count on there also being scammers trying to trick unsuspecting consumers into giving up money or giving up personal information (which can lead to the scammers getting money). Tax season is a favorite of scammers because so many taxpayers are unaware of tax rules and how the IRS typically sends communications. As you prepare to file your taxes, be on the lookout for scams. Scams For You to Pay Your Tax...

Merrill Edge is an investment service providing consumers access to the investment advice of Merrill Lynch alongside the convenience of Bank of America banking solutions. Recently, Bank of America announced that its Merrill Edge online brokerage has received several awards in Corporate Insight’s 2016 e-Monitor Awards Report. These include: •    Two Gold Monitor Awards•    Three Silver Monitor Awards Along with recognizing the company’s digital offerings, these awards show that the company continues to offer both value...

One of the most important reasons to check your credit card statement is so you can spot billing errors and handle them quickly. You don’t want to pay for charges you never made and if you wait too late to contact your credit card issuer about the error, you may not be able to have it removed. The good news is, you can’t typically sort out billing errors with your credit card issuer rather than having...

Rewards credit card are among the best types of credit cards to have. If you use your credit card the right way, you’ll receive rewards simply for purchasing things you might have purchased anyway. However, there are some unwise ways to use rewards cards that will make it harder for you to earn rewards or reduce the value of the rewards you do earn. For a balance transfer. You may find rewards credit cards that offer...

Carrying a rewards credit card is beneficial for a number of reasons, including the fact that you can earn points for almost every purchase you make. However, this does lead you to a very important question: when is the right time to use these points? Since everyone is in a different position, there is no right or wrong answer. There are consumers who never let their points accumulate for too long. And of course, there are...

The number of places offering free credit scores has increased substantially over the years. It’s easier than ever to get a truly free credit score – that is, one that doesn’t ask you for a credit card number and covertly sign you up for a trial subscription that has to be cancelled. If you use one of these free credit score services or you’re thinking about using one, you might wonder how much can you trust...

Applying for a credit card is a big financial decision. This is why you need to answer all the right questions before moving forward. Of all the questions on your mind, here is the most important: is that credit card right for me? Unless you can answer this question with confidence, you’ll never know what you’re getting until the plastic is actually in your hands. Although no two consumers are the same, there are a few...