Finance Globe

Airline rewards credit cards allow you to earn points or miles that you can accumulate and redeem for free flights. Whether you’re a frequent flyer or you only take an annual vacation, an airline credit card can help you offset the cost of travelling. Here are a few things you should consider when you’re choosing an airline credit card. Look at the signup bonus. A signup bonus is a lump sum of rewards you can earn...

I just discussed the benefits of student loans since student loan debt has been in the media so much lately. As I do believe there is a real problem that is occurring, I wrote about some obvious advantages of student loans that help aspiring students. Now I am going to discuss several disadvantages of student loans and problems that can come up if the student does not realize what he or she is getting into. The...

Student loans and student loan debt has been in the media quite a bit recently, especially with how much student loan debt has increased over the years. Some of the criticisms are accurate, and a real problem may be arising. Yet I wanted to write some obvious advantages of student loans, and for certain situations, student loans can provide huge benefits for an individual. Can be great deals for a student: Many people are understandably hesitant...

​If you are not a math wizard, and you do not have any kind of accounting / finance background, you may not know how to calculate your monthly interest payment. Yet I can guarantee you will have to pay a monthly interest payment throughout your life. Whether it is through a mortgage, a car loan, a student loan, or a personal loan, you will have to pay some kind of interest payment. I think it is...

Racking up debt is a problem for many people. It happens fast, and sometimes people do not realize the situation they are in until its too late. When you do realize you have too much debt and you want to begin paying it down, below are the most important things to do and consider when you are trying to pay down debt. Stop creating new debt: The most important thing to do first is to stop...

A lot of people still do not do much research on auto loans when purchasing a car. While people assume the dealership will provide you the best option that is definitely not the case 100% of the time. Below I have summarized 5 things to know about getting the best auto loan for yourself: Focus on the total purchase price rather than the monthly payment: You should always focus and negotiate on the total purchase price...

You officially want to start your own business. You have the idea in place, you have your business plan and mission statement, and you are ready to launch. The only thing you have left to do is to get funding for your business. In today's age, there are a variety of ways to get funds to start your own business. Each has its own advantages and disadvantages, but I have outlined several below. Bank and or...

When you look at your budget are you happy with what you see? Have you come to realize that you just can’t get some expenses under control? Are you having a difficult time even understanding where your money is going? Even if you have a firm grasp on your budget, you know that things can quickly spiral out of control. And that’s why you have a budget in the first place. With this in mind, it’s...

​I have student loans. I am just like millions of other young Americans who have to pay back student loans because I wanted to get a better education, and I wanted to get an advanced degree. There isn't necessarily anything wrong with that, but issues come up when people talk about having to pay them back. I am not going to discuss these opinions, but I did want to give you an example of how I...

Are you convinced that 2018 will be the year that you purchase your first home or move into a new property? Are you just now beginning to prepare for this major life change? Are you ready for anything and everything that will come your way? While there is no way of knowing exactly what you’ll face when buying a home, there are a few things you can do today to prepare for your purchase. Here are...