Finance Globe

Having your money in a traditional savings account typically isn’t the best way for it to grow. Sure, it’s safe and easily accessible, but you may have the opportunity to earn more interest on your savings if you move it to another type of account. Here are three ways you can earn more interest on your savings and still keep your funds safe. Switch to an online savings account. Online banks don’t have the expenses of...

Whether you’re traveling for vacation or for business, the last thing you want is to run into issues with your credit card. That kind of stress can make it difficult to enjoy your trip and worse, leave you without a source of funding. Here are a few tips to keep in mind while you’re traveling to make sure your payment methods are protected. Let your credit card issuer know if you’re going out of the country....

Are you in the process of starting a business? Are you creating your business plan to help guide you through the startup phase? Do you have some concerns about the cost of getting your company off the ground? No two businesses are the same, so it’s hard to know exactly how much you’ll spend on startup costs until you dig into the finer details. Even so, some expenses are common across the board. Here are five...

The foreign transaction fee isn't the most common credit card fee, but it’s one you should look out for even if you don’t travel frequently. A foreign transaction fee is charged as a percentage of purchases or ATM withdrawals you make in other currencies. Typically, you’ll pay around 3% of the transaction in a foreign transaction fee. That’s $3 on a $100 transaction. It seems like such a small fee, but if you’re frequently making transactions...

Do you have big plans for your next home renovation project? Have you come to find that the work is beyond your scope? Are you ready to hire a contractor? Hiring a contractor is never quite as simple as it sounds. On the surface, you assume that all you have to do is find a qualified company, discuss the project, and agree on payment terms. Unfortunately, it’s not always this simple. There are both good and...

The new tax bill was signed by President Donald Trump on Friday, December 22, 2017. The tax bill will take affect starting in the 2018 tax year. The final bill is over 500 pages, and while the summary below is not fully exhaustive, below is some highlights of the major changes. It is recommended you speak with a tax expert on how the tax bill will ultimately affect you. Tax Brackets: The bill keeps the seven...

United Services Automobile Association (“USAA” or the “Company”) is one of the leading military financial institutions that offer great benefits to the military community. The Company was founded in 1922 and started out as a car insurance company, but has grown over the years to offer a wide variety of products. USAA is dedicated to serving military members and their families by offering more benefits than most other major financial service provider. They offer a very...

Do you find yourself spending entirely too much money on gas every month? Are you hoping to reduce this expense? Have you tried and failed to do so in the past? With the national average gas price hovering right around $2.52/gallon (regular), now’s not the time to ignore this expense. Instead, it’s up to you to find ways to save a few dollars here and there. Here are three simple steps you should consider taking in...

Are you ready to put your home on the market? Are you hoping to get top dollar? Are you willing to take on a few projects to ensure that you secure the largest profit possible? While there is no way of knowing what will happen once your home hits the market, there are steps you can take to position yourself for success. Here’s the dilemma: you want to upgrade your home to boost its value, but...

Do you have an emergency account? Have you come to realize that you need to start one as soon as possible? Are you concerned about finding enough money to fund the account? There’s no better feeling than having a fully funded emergency account. With this in place, you know exactly where you’ll turn if you need cash in a hurry. Unfortunately, some people find it challenging to find enough leftover money every month to fund their...