Finance Globe

Even in its most basic form, a budget can do a lot of good for your personal finances. However, creating a budget is just the start. There are many benefits of reviewing your budget on a monthly basis. These include: 1. Learn more about your spending habits. You probably have a basic idea of where your money is going, but wouldn’t it be nice to dig deeper? By reviewing your budget at the end of every...

This article is the second in a two-part series. Camping is a great alternative for the budget-conscious family vacation! Other benefits to camping compared to traditional flying/lodging/dining vacations: You travel with your own stuff, instead of renting a bed someone else slept in. There's nothing worse on vacation than reserving high-priced lodging because it seems nice on the website, only to get there and find that it doesn't look or smell clean - if you're travelling...

Vacations are time to bond, have fun with your family and friends, see new sites, and take a breather from real life. But the financial woes of the past couple of years have really got consumers thinking about more cost effective ways to get the same result in various aspects of their lives, and the family vacation is one area where we can easily spend a lot of money if we're not careful. The majority of...

Spending less and saving more is a goal for many American consumers. But the problem is that we keep on consuming, and a few bad habits can add up to thousands of dollars in wasted money over the years. So how do we go about developing good spending habits? Let's take a look at ten habits of a budget-conscious shopper. 1. Set a budget You can't be budget-conscious without having a budget. A budget is an...

Establishments that offer a wireless internet connection are often bustling with customers who want to use their laptops, netbooks, and smartphones while taking their lunch break. Wi-Fi Hotspots will only continue to gain popularity with busy consumers looking to stay connected on the go. While very convenient, these public Wi-Fi networks are often not secure, potentially putting your sensitive personal information at risk. It’s safest to only send personal information that is encrypted through either a...

While saving money often means settling for less than the best, with growing your own produce it’s a different story. Planting a garden often allows you to get the freshest fruits and vegetables for the lowest cost possible. And with spring arriving, the time is now. Better produce As a home gardener you can choose varieties known for their outstanding flavor or unique colors rather than settling for the varieties at the grocer’s, which farmers choose...

Budgeting is actually pretty simple. Just use the math you learned in elementary school and don’t spend more than you have. Really, it’s not brain surgery. It just feels like it sometimes. Add an uncooperative spouse into the equation and you might feel like volunteering to get a lobotomy. Hello again, budgeting allies! How are you all doing? Got your SMART goals in place? Budgets nailed down? Have you been hanging on the edge of your...

It’s planting time across many parts of the country, and you may be looking at your yard with big plans for lush gardens and pretty flowers. But don’t let your annual landscaping bill get the best of you, save a few bucks here and there with these cost-cutting tips. Buy smaller plants Starting with small plants saves money - and you’ll also have a smaller hole to dig so planting them will be easier, too. Annuals...

When you reduce wasteful spending, you will soon find yourself living a better financial life. After all, you will have more money for the things that really matter. Of course, there is one major problem with this: before you can reduce wasteful spending you need to identify what has gone wrong. This is easier said than done. Here are three techniques to implement: 1. Set and follow a strict budget. This may not be fun. This...

It goes without saying that you spend a good portion of your week at work. While there is nothing wrong with working hard to make a living, it is also important to remember there are other areas of your life that deserve just as much attention. More and more companies are offering a flexible work schedule. As a result, employees feel better about their job. Furthermore, there are ways that this can help workers save money....