Finance Globe

This time of year, if you’re a parent of school-age kids, you might relate to that old commercial with the dad skipping merrily down the aisles of the office supply store as he tosses school supplies in his cart to a celebratory chorus of “It’s the most wonderful time of the year!” Or, perhaps, you dread the imminent return to harried mornings packing lunches and shuttling kids off to school followed by evenings fraught with homework...

As summer wears on and you begin to dream of days spent on the beach, it may not be long before you are planning a trip. While a vacation may be something you want, it may not be something you can afford. Or can you?Many people believe that taking a vacation will cost them an arm and a leg, regardless of the destination or the finer details. There may be trips that fit this mold, but...

If you are faced with the task of hiring a personal injury attorney, it means that you or a loved one has been involved in some type of accident. While this may not be something you want to do, when you get professional help on your side you will feel better about the future.Are you familiar with the financial side of hiring a personal injury attorney? On the surface, you may see nothing more than a...

Are you considering a career change? If you are ready for something new, you probably have many reasons for feeling this way. While you may be tempted to make an immediate change, it is important to take a step back and assess your financial situation before doing so.It may not be true for everybody who makes a career change, but most find that this impacts their finances in some way, shape, or form.Before making this change,...

Although bankruptcy should be a last resort, this may be something you are considering if you find yourself in a less than ideal financial situation.There are pros and cons of filing for bankruptcy, and it is your responsibility to compare the good and the bad before making a final decision.It is likely that you don’t know much about bankruptcy. For this reason, you should consult with a local attorney as soon as possible. This does not...

Are you interested in filing for bankruptcy? If so, you should understand the seriousness of making this decision. It may be something that could benefit you now and over the long run, but at the same time there are potential pitfalls to be aware of.Before you make this decision, here are three important details to focus on:1. Other options. Think about it this way: bankruptcy should be your last resort. This is not something you do...

If you are serious about your financial situation and hope to make all the best decisions for your future, it may be time to hire a professional. But not just any professional. You need to find a local financial planner who can provide you with targeted advice, regardless of your situation.Like many, you may be concerned about the process associated with choosing a financial planner. After all, this is a big decision that could impact your...

Well, friends, the time has come. The curtain is about to close on the literary reality show known as “Nickel and Dime Yourself to Life”--at least, for now. Regular NDYL readers might remember my original plan was to try this little experiment for 6 months. My, time sure flies when you’re--um, I’m not sure “having fun” accurately describes this experience. Still, I can hardly believe over six months have passed since I began chronicling the budgeting...

This year I’m going to spend less on food by eating more. Nutritious foods, that is. Eating mostly minimally processed homemade nutrient-rich food, rather than a lot of convenience foods will save my family at least $#222222. Unlike last month, when I included some hypothetical savings, this time my figures reflect only actual budget dollars. Most of those dollars we’ll re-allocate toward paying down our debt. Last month I began discussing a set of behaviors I...

As a pet owner, you are well aware of your responsibilities. From buying the highest quality products to taking your pet to the vet, there are things you will be doing on a regular basis.While many people believe that buying pet products locally is their only option, don’t overlook the benefits of doing so online. When you turn to the internet, you may soon find yourself taking advantage of the following benefits:1. More affordable. Let’s face...