Re: Report Your "Credit limit Increases" Here!
- Meya
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- hjm331
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- ColoNative
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Replied by ColoNative on topic Re: Report Your "Credit limit Increases" Here!
Just received an email from Amex saying they had increased my limit from $8500 to $9900, without me even asking. You'd think they'd go the extra $100 to make it round number
Congrats on your increase. Yeah, I would have wanted the extra $1K for an even $10K too, but $1,400 increase from Amex who only last year was decreasing limits is a good sign.
- gladstang
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Replied by gladstang on topic Re: Report Your "Credit limit Increases" Here!
I've had my Costco Amex for 14 months and have asked for 2 increases previously, both were accepted
- rlee1918
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Replied by rlee1918 on topic Re: Report Your "Credit limit Increases" Here!
Hey everybody I am happy to report after many, many clicks of the luv button for Pennys finally got an increase today from 1000 to 1500 card had a balance of 581 when I requested the increase. The highest balance I have ever had on this card make me wonder if they would not give me an increase before because I was not utilizing the credit line I already have. Just a thought.
How long have you had the account open before you tried it? I got one for $400 2 months ago, I used $200 on it and pif, wondering if I should hit the luv button on the 4th month or just wait for a auto increase... I've heard there good with increases...
On a side note you can also use your Penny's card at Rite aid and CVS stores just like a regular credit card... weird because it's not even a mastercard or visa...
- Meya
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- KIEJON9
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- Meya
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- Wanderer
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Replied by Wanderer on topic Re: Report Your "Credit limit Increases" Here!
HSBC American Express Card (has 1.25 points for every dollar spent) increased from $8,000 CL to $10,000 CL (9.9% APR).
While the HSBC Platinum Master Card (has 1.00 dollars earned for every dollar spent) increased from $6,000 CL to $7,500 CL (13.9% APR).
Note : JC Penney (GE Money Bank Card) increased me in May 2009 from $1,000 CL to $1,800 CL while HSBC AX increased me from $6,500 CL to $8,000 CL in May 2009 and HSBC MC increased me from $4,000 CL to $6,000 CL in May 2009. Hey hey hey... have treated me right.
: white-flag :: cool:
- Meya
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- kdb030609
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- Wanderer
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- ashes
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Replied by ashes on topic CLI from HSBC Mastercard
I don't use the card too often. 1% cash back isn't good enough anymore. Well this is the only card of mine under $10k CL now. I was hoping they would get me to 5 figures. I guess I will have to wait another year or something.
- kdb030609
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Replied by kdb030609 on topic Re: Report Your "Credit limit Increases" Here!
Are you sure they're not issued through Toyota Financial Services?
hjm331 you're correct they are backed by Toyota Financial Savings Bank. I have heard that the accounts are managed by US Bank. As for credit limit on my Toyota Rewards Card it is now $3600. I read on the website for the card the highest available CL is $25,000.I hope this card grows with me I've got a little way to go before I reach $25,000. lol!! They also offer a signature version of this card. I hope this helps!
- ColoNative
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Replied by ColoNative on topic Re: Report Your "Credit limit Increases" Here!
Hey everybody I am happy to report after many, many clicks of the luv button for Pennys finally got an increase today from 1000 to 1500 card had a balance of 581 when I requested the increase. The highest balance I have ever had on this card make me wonder if they would not give me an increase before because I was not utilizing the credit line I already have. Just a thought.
Happy Holidays from JCP and GEMB.