Re: Report Your "Credit limit Increases" Here!

  • Posts: 3479

Replied by hjm331 on topic Re: Report Your "Credit limit Increases" Here!

If it's a denial, then find out what the reason is and post it here so we can help you out and other readers who are asking the same question.
16 years 2 months ago #1786
  • Posts: 47

Replied by MaryM on topic Re: Report Your "Credit limit Increases" Here!

MaryM, have you tried calling the Cap 1 backdoor number and asking for a CLI? GEMB is rather strange when it comes to issuing CLI's.



Yes hjm331 I called the other day and they told me that they would send me a letter within 7-10 business days.
16 years 2 months ago #1787
  • Posts: 661

Replied by KMoney on topic Re: Credit Line Increase Limit

And when we get there let us party like its 1999
16 years 2 months ago #1788
  • Posts: 257

Replied by pamela2 on topic Re: Report Your "Credit limit Increases" Here!

hi yoyo11 i started out with 1000.00 on the Hooters card and they gave me a 200.00 credit increase. sorry i forgot to put that on there im bad.:white-flag:
16 years 2 months ago #1789
  • Posts: 311

Replied by cireone on topic Re: Report Your "Credit limit Increases" Here!

I was really surprised that I was approved for a CLI being that my account was so new and I still have a balance on it. Although I do remember paying it for 3 months, the specialist said its been open for 2 months. The good thing is that its all done without a hard pull.
16 years 2 months ago #1790
  • Posts: 307

Replied by yoyo11 on topic Re: Report Your "Credit limit Increases" Here!

yep i bugged poor Meya to death for about 2 months before i got mine and it was right at my 6 month mark or maybe a few days later

what was your amount?
16 years 2 months ago #1791
  • Posts: 257

Replied by pamela2 on topic Re: Report Your "Credit limit Increases" Here!

yep i bugged poor Meya to death for about 2 months before i got mine and it was right at my 6 month mark or maybe a few days later.:white-flag:
16 years 2 months ago #1792
  • Meya
  • Meya's Avatar Topic Author
  • Offline
  • Finance Commander
  • Finance Commander
  • Posts: 4522

Replied by Meya on topic Re: Report Your "Credit limit Increases" Here!

Way to go cireone. I was just telling YOYo in another thread that you have to follow the steps first, but since you said you got one, then I guess she might as well try hers out also.
16 years 2 months ago #1793
  • Meya
  • Meya's Avatar Topic Author
  • Offline
  • Finance Commander
  • Finance Commander
  • Posts: 4522

Replied by Meya on topic Re: Report Your "Credit limit Increases" Here!

Meya, last week I did call Hooters for a CLI. c/s said I should get a letter on why I was denied. Well I got the letter and it said to respond within 30 days..to get another letter on why i was denied. I call the phone number on the letter and the person said that he was sorry, but i did not have the card for six months and c/s should have told me that. He said that all cards get a CLI automatically after 6 months..I said ok..he was nice.

Dont worry YoYo, you are going to get the cli but I do believe it is going to show in the 7 month statement. Pam's was slow also, but she finally got her's. It will be here, and yes, you are correct, they want us to wait 6 months before the first increase.:embarrassed:
16 years 2 months ago #1794
  • Posts: 311

Replied by cireone on topic Re: Report Your "Credit limit Increases" Here!

I read about calling in before the creditsteps kicks in for CapitalOne to get an increase. Well, I thought to myself, it wouldnt hurt so jsut give it a try. I called this morning, and the senior account specilist or whatever theyre called gave me the whole script thing, asked me as to what my increase may be used for. Told them a larger purchase. SO she went through my account with me and stated that my account has only been open for 2 months with good payment history, I thought my chances were shot. Then she stated that they can give me a $500 increase. I accepted, now my total line of credit is up to $1000 in two months and if the creditsteps pulls through itll $1250. Thanks everyone for the insight and thank Cap1 for being generous.
16 years 2 months ago #1795
  • Posts: 307

Replied by yoyo11 on topic Re: Report Your "Credit limit Increases" Here!

Not yet sis, my 6 months is not up with yet


Meya, last week I did call Hooters for a CLI. c/s said I should get a letter on why I was denied. Well I got the letter and it said to respond within 30 days..to get another letter on why i was denied. I call the phone number on the letter and the person said that he was sorry, but i did not have the card for six months and c/s should have told me that. He said that all cards get a CLI automatically after 6 months..I said ok..he was nice.
16 years 2 months ago #1796
  • Meya
  • Meya's Avatar Topic Author
  • Offline
  • Finance Commander
  • Finance Commander
  • Posts: 4522

Replied by Meya on topic Re: Credit Line Increase Limit

:white-flag:
16 years 2 months ago #1797
  • Posts: 3479

Replied by hjm331 on topic Re: Credit Line Increase Limit

Meya, I will see you up there one day. :cheesing:
16 years 2 months ago #1798
  • Meya
  • Meya's Avatar Topic Author
  • Offline
  • Finance Commander
  • Finance Commander
  • Posts: 4522

Replied by Meya on topic Re: Credit Line Increase Limit

Nope! I am through with them. I am going to close them first when i get my teir one cards:upset:
16 years 2 months ago #1799
  • Posts: 661

Replied by KMoney on topic Re: Credit Line Increase Limit

I have not received an increase in about 1 year


Have you called the back door #?
16 years 2 months ago #1800