Today i received my statement from my Best Buy Reward Zone MasterCard (this is my one year anniversary) and along with my 59$ annual fee they also decided to give my my first cli...100.00 but as the old Starkist commercial used to say "sorry charlie" you are now officially closed...lol:relieved:

Bofa Mc $ 21500 To $25000

You might wanna hurry up, because if they start decreasing, you might end up at the gumball machine getting one

I spit out my drink reading that....LMAO. That was funny, on the real.

See, that is another thing, my utilization is like 2% because I have a few too many cards with decent limits....what can I say, I went a little crazy in 2001.

They will let you have them, but it is best to make sure that you do not have a Fraud Alert, or else they will make you go to all the stores. I think JB Robinson closed, so they gave me another Kays card. But it's still three seperate lines. HOWEVER, you will share ONE credit limit. So while it may look like Sterling will give you $9k ($3k limit, I don't bother adding that expansion nonsense), they all share the one $3k limit (i.e. YOU DO NOT HAVE $9K in credit.....).

I might call-in and have Macy's reduce my CL if the banks come knocking on my door and asking me why I have so much available credit.

Yeah yeah, keep rubbing it in! LOL

Well, you will definitely have a higher limit than I do. I don't think I spend even a quarter of my limit, but I do just so that I get a limit (and still have a decent wardrobe).


The only reason you want a higher limit is for overall util (like I need to tell you....lmao). That's why I have my three Sterling cards....I'm am convinced I have the scores I do because of sterling. I gotta hit Jared's one of these days and get a nice ring for the lady...

See, that is another thing, my utilization is like 2% because I have a few too many cards with decent limits....what can I say, I went a little crazy in 2001.

I think I will call at the end of the month to see what happens.

They let you have three Sterling cards or you have one of each of the brands?

You might wanna hurry up, because if they start decreasing, you might end up at the gumball machine getting one

That is so funny LOLLLL!!!!!

I gotta hit Jared's one of these days and get a nice ring for the lady...

You might wanna hurry up, because if they start decreasing, you might end up at the gumball machine getting one

No you don't, Macy's probably don't care about them. Let's keep our fingers crossed. I have been having my fingers crossed with GEMB every since I heard what has been going on around here.

I might call-in and have Macy's reduce my CL if the banks come knocking on my door and asking me why I have so much available credit.

Well I started out with $2,000 9/07 so after hearing about all of HJM's increases I called 12/08 and got it bumped up to $2,700. I have been a Gold rewards member since 1/08.

I will have to call and get it increased again, I can't have younger peeps with less credit having higher limits then me

Well, you will definitely have a higher limit than I do. I don't think I spend even a quarter of my limit, but I do just so that I get a limit (and still have a decent wardrobe).


The only reason you want a higher limit is for overall util (like I need to tell you....lmao). That's why I have my three Sterling cards....I'm am convinced I have the scores I do because of sterling. I gotta hit Jared's one of these days and get a nice ring for the lady...

Guys, be careful. There is post on another forum (poste says that he is Macy's employee), which says that Macy's has changed policy and started CLD.

Thanks for the info, it wouldn't even surprise me especially when i hear how others have been done.

ColoNative, do you know what kind of Macys card you got (i.e. Red, Gold, etc)? How often do you spend with them? What may also not automatic is the level of Macys card you have (don't quote me....but in my experience, if I knew how much I spent, I always had to ask to bump a level, from Red, to Gold, to Platinum). Depending on your level of card (and Brian, this might apply to you as well), the love tends to be much better as well. That's partly why I can't wait to see Elite.

I opened my account 9/1/07 and started as Red Star Rewards like everybody with a $2000 initial limit. You have to spend annually to both move up and maintain the next levels. I achieved Gold Star Rewards by the end of 12/07 and I have maintained that since. So, I am spending about $500 a year on the card. Just used it a few weeks ago for the first time since 12/08 so I am a little behind this year. I think I will call by the end of the month to see what happens. I really don't need it...but you know...

Get on the phone immed, you have to call in every 3 mths, its never an auto-cli....

Well I started out with $2,000 9/07 so after hearing about all of HJM's increases I called 12/08 and got it bumped up to $2,700. I have been a Gold rewards member since 1/08.

I will have to call and get it increased again, I can't have younger peeps with less credit having higher limits then me