Re: Report Your "Credit limit Increases" Here!
- Meya
- Topic Author
- Offline
- Finance Commander
- Posts: 4522
Replied by Meya on topic Re: Report Your "Credit limit Increases" Here!
I just checked my statement online for my Hooters MC and to my surprise an automatic CLI of $200 for a total of $700.
I opened this card 6/2008 and it took a total of 11 statements. Im planning on closing this card before the year hits since I have no use for it and I dont feel like paying an AF on a card I dont use and specially when I have better cards.
Yeah they are pretty slow, but I am glad that you have your cli gurrrl!
15 years 6 months ago
#1111
- Meya
- Topic Author
- Offline
- Finance Commander
- Posts: 4522
Replied by Meya on topic Re: Report Your "Credit limit Increases" Here!
I don't, because prime cards has annual fees, I have seen amex with fees running $150-up. My hooters fee is billed monthly $3, so I think that $36 annually is pretty fair.
15 years 6 months ago
#1112
- hjm331
- Offline
- Finance Commander
- Posts: 3479
Replied by hjm331 on topic Re: Report Your "Credit limit Increases" Here!
I recommend closing cards with an AF.
15 years 6 months ago
#1113
- RivasGlo
- Offline
- Finance Leader
- Posts: 391
Replied by RivasGlo on topic Re: Report Your "Credit limit Increases" Here!
I just checked my statement online for my Hooters MC and to my surprise an automatic CLI of $200 for a total of $700.
I opened this card 6/2008 and it took a total of 11 statements. Im planning on closing this card before the year hits since I have no use for it and I dont feel like paying an AF on a card I dont use and specially when I have better cards.
I opened this card 6/2008 and it took a total of 11 statements. Im planning on closing this card before the year hits since I have no use for it and I dont feel like paying an AF on a card I dont use and specially when I have better cards.
15 years 6 months ago
#1114
- hjm331
- Offline
- Finance Commander
- Posts: 3479
Replied by hjm331 on topic Re: Report Your "Credit limit Increases" Here!
Thanks
15 years 6 months ago
#1115
- Meya
- Topic Author
- Offline
- Finance Commander
- Posts: 4522
Replied by Meya on topic Re: Report Your "Credit limit Increases" Here!
Way to go bro! Now that's a real playa's limit...lol:laugh:
15 years 6 months ago
#1116
- hjm331
- Offline
- Finance Commander
- Posts: 3479
Replied by hjm331 on topic Re: Report Your "Credit limit Increases" Here!
I called Macy's today and aske for a CLI. The rep on the phone put me on hold for a few minutes and granted me a $500 CLI which isn't bad at all during these times and I will take it. My current CL is now at $5,300 and I just hope they don't decrease my limit.
15 years 6 months ago
#1117
- Meya
- Topic Author
- Offline
- Finance Commander
- Posts: 4522
Replied by Meya on topic Re: Report Your "Credit limit Increases" Here!
And that's a rap!
15 years 6 months ago
#1118
- flatbroke
- Offline
- Junior Member
- Posts: 26
Replied by flatbroke on topic Re: Report Your "Credit limit Increases" Here!
@Meya girl you are a credit junkie!! Me too...shhhh, I get my cards together, call everyone once a month and ask if I'm due for an increase!
@Brian23 - I applied for Macy's in April 2008 and got turned down! I applied again in August 2008 after having my Target card 3 months and was approved with a $600 limit. So about 8 months. When the rep came back to the phone and said "We're increasing your guideline to $1000." I nearly wet myself, I said, "Pardon me?" Then I remembered everything Meya ever said, ahem, "TAKE THE INCREASE AND RUN GIRL." I said thanks and hung up and posted here!
@Brian23 - I applied for Macy's in April 2008 and got turned down! I applied again in August 2008 after having my Target card 3 months and was approved with a $600 limit. So about 8 months. When the rep came back to the phone and said "We're increasing your guideline to $1000." I nearly wet myself, I said, "Pardon me?" Then I remembered everything Meya ever said, ahem, "TAKE THE INCREASE AND RUN GIRL." I said thanks and hung up and posted here!
15 years 6 months ago
#1119
- eugene66
- Offline
- Finance Leader
- Posts: 359
Replied by eugene66 on topic Re: Report Your "Credit limit Increases" Here!
I was told that there was three types of the best buy reward zone cards..the gold,the platinum and the gold with a fee.the first two you can get decent cli but the one with the fee(annual)you're pretty much out of luck:upset:
15 years 6 months ago
#1120
- Brian23
- Offline
- Junior Member
- Posts: 296
Replied by Brian23 on topic Re: Report Your "Credit limit Increases" Here!
The only card I'm expecting a CLI from is my Best Buy store card. They give me CLI's every 6 months like clockwork. They gave me a $1,400 CLI last month.
Get out of here??? $1,400??? That's awesome.... Why on earth can I not get the store card wit Best Buy. I applied for it back in Jan and they approved me for another MC. I told the rep, I already have a MC with you guys, can you combine the limit? And he said to me; I cant help you with a credit increase (and than he transferred me to India), but Im going to have to withdrawal your application since your already a member.... When I spoke to the CLI department they said they couldn't approve me for one....
Moral of this story, I should've kept my mouth shut when they were gunna give me another MC.... But I felt another 59 AF was ridiculous.....
15 years 6 months ago
#1121
- hjm331
- Offline
- Finance Commander
- Posts: 3479
Replied by hjm331 on topic Re: Report Your "Credit limit Increases" Here!
The only card I'm expecting a CLI from is my Best Buy store card. They give me CLI's every 6 months like clockwork. They gave me a $1,400 CLI last month.
15 years 6 months ago
#1122
- Meya
- Topic Author
- Offline
- Finance Commander
- Posts: 4522
Replied by Meya on topic Re: Report Your "Credit limit Increases" Here!
Chevron used to hook me up every 6 months, but they went stale on me. A lot of these creditors knew about this recession before we did....lol. They knew what they were doing, while we sat here trying to express how good we are paying, they did not give a hoot about that. We can preach all we want to, I bet people in the high 700's are getting the same rejections as us 400's-600's.I have gotten an increase from Pennys and Dillards but can not get any luv from Chevron still stuck with this $300 cl has anybody got a cli from Chevron?
15 years 6 months ago
#1123
- Eldarwen
- Offline
- Finance Leader
- Posts: 532
Replied by Eldarwen on topic Re: Report Your "Credit limit Increases" Here!
I guess I shouldn't expect any CLI's from Chase anytime soon.
I have rarely seen them hand out CLI's on their own. If you ask for a CLI it will be a hard inquire.
15 years 6 months ago
#1124