Orchard bank from $300 to $400
CorTrust from $250 to $350
BestBuy MC from $300 to $450
Applied Bank $625

I just pulled my EX report and I saw that Macy's raised my CL from $800 to $2000. I have not used the card for the last 3-4 months so they probably raised my CL to encourage me to shop there. This was a big surprise though and I hope it's not error.

Applying for store cards in-store is always a better move than applying on-line due to identity verification purposes.

I decided to call the number on the back of the card and an automated message stated that Target no longer takes CLi requests and instead monitors your performance on the card. SO I guess Ill just have to wait.
Which bureau do they normally pull from?????
Also, is it better to apply in store for the Visa????

The key to receiving CLI's on store cards is to heavily use them and pay them on-time. When they see consistent heavy usage and on-time payments, they will raise your CL.

Cireone they do not take requests. They may do it after 3 months if you spend good with them automatically

Does anyone know how long to request for a CLI with the Target store card????

So today I felt like asking for a CLI on my BestBuy M/C since i had it well over a year and have never been late on payments, in fact the account is has no oustanding balance as of now. I called to ask for the increase and rep told me that the do automatic CLIs but was more than glad to put in a request over the phone. SO I went through the whole secruity info part and not even a minute later he was already stating that Ive been denied. In fact it was as soon after I gave my last part of info he was already giving me the speech of the denial then tried to sell me CreditKeeper. Was not interested. I stated to him that how can I use the card to buy a computer I wanted if you cant grant me the increase, but he was reading off of the sheet provided to him. So Im not gonna pursue CLI for this card anymore. Gonna go for the store card in about a month or so in-store.

Mmmmmm...well it's a start....
First premier $250 now $350.
I don't recommend this card....only if you had to start somewhere...it took them 14 months to give me the darn CLI paid $25 for it , but I'm gonna pay the $84 balance this month so the full $350 could be the CL reporting. wow......

I have not seen any new cards here that would really entice me to apply for them. :

Amex Green Card--No Limit
CitiBank Dividend--$6900
CitiBank CashReturns--$5300
CitiBank Credit Line--$4000
Discover Card--$3100
Macys Type 30 Account--$3100
Macys--$2400
BofA--$2000
Chase Freedom--$2000
JC Penney--$2000
Capital One Visa No Hassle Cash--$1200
Hooters Card--$1200
Wells Fargo--$1000
Amex Blue Cash--$1000
CitiBank Professional Cash--$1000
First Premier--$525
Capital One MC--$500
Nordstrom--$500
First Premier--$450

Sincerely :

Bramford: white-flag :: innocent :: white-flag:

hi all,

hooters was increased from 3250 to 3550

dillards was increased from 500 to 800

walmart was increased from 475 to 575

got a second bestbuy m/c was trying for the store card:confused:

I hear you HJM331. I would hope that if enough people give them bad marks then they would take notice. However, I feel that dealing with sub-prime IS their business and that they have as a business policy to make money off of charging for credit limit increases and not giving out 800 phone#s.

I'm so glad that I found this site and www.creditboards.com as my OC has a 800# but then it directs me to an area code for customer service which is not free!!!!

There's no point to that survey if they don't actually improve their CS calling centers and improve their limits.

Also, I don't feel safe using their card because I feel as if they won't be there to help me if there are fraudulent charges on my account or if my identity gets stolen.

Hello again. I forgot to say that I was just approved for a new 2008 Acura RL car lease. $42,000, and $650 a month for three years

Bramford is "BALLLLIIIINNNNNN"

As you all know, about 2.5wks ago, I contacted Orchard Bank through the back door # and requested a CLI. They increased me by $100 for a $10 fee.

Well yesterday, they sent me a survey based on my recent call experience with them (see below). One of the questions was how can HSBC improve my experience with them? I sure did let it rip. I told them for 1. Give me a meaningful increase. my limit is $500 and it takes $95 to fill my van. 2. Don't turn around and charge me for it. I hoep that they contact me.

******************************************
Dear:



We are conducting a study to gather your views on the quality of service you receive when you contact our Customer Service Center.

Because our records indicate that you contacted our Customer Service Center on 06/23/2008, we would appreciate your participation in this study, by responding to a few questions. Your opinion about the quality of service you received is important to us and will help us continue to ensure that you receive the best possible service when you call. We are asking only a small number of our customers for their views, so your input is especially important.

Please complete the survey based on your most recent experience with our Customer Service Center. It will take approximately 5 minutes to complete the survey.

The survey process is easy. Simply click on the link below. You will automatically be directed to the website. If the link is not highlighted, simply cut and paste it or type it into your web browser.

link

HSBC has commissioned InsightExpress, a third-party research company, to conduct this survey on our behalf. Please note that no personally identifying information or account information will be forwarded to Insight Express. All answers provided will remain strictly confidential, and you will not receive any sales calls as a result of completing this survey.

We value your input and thank you in advance for helping the Orchard Bank Credit Card to better meet your needs.

Sincerely,

Patrick Burke
Chief Operating Officer
HSBC Card and Retail Services