The world is a better place....Since I got approved for the wonderful, wonderful Cap1 guess what...I hope Rob is reading...got a CLI with my 2nd Orchard card. $100. Had to pay $15 ..it's better than $25...This should help my score since I had to get a hard hit for that cap1. My 1st Orhard card look 1 year to get a CL....the 2nd..six months...wow

Yoyo thats great! Congratulations! Looks like old Orchard is coming off some cli's! I hope you don't spend it all in one place:laugh:

The world is a better place....Since I got approved for the wonderful, wonderful Cap1 guess what...I hope Rob is reading...got a CLI with my 2nd Orchard card. $100. Had to pay $15 ..it's better than $25...This should help my score since I had to get a hard hit for that cap1. My 1st Orhard card look 1 year to get a CL....the 2nd..six months...wow

I've heard people getting denied for a CLI from Cap 1 when they don't wait 6 months after getting a CLI. Cap 1 gives CLI's every 6 months.

Well Cap1 is doing a whole lot better they are quick in taking the money out now

I've heard people getting denied for a CLI from Cap 1 when they don't wait 6 months after getting a CLI. Cap 1 gives CLI's every 6 months.

Yes I have rarely heard anyone on this board being denied a CLI from Cap1

Thanks for the reply. I didn't get a Credit Steps Letter. Don't know why but I'll call the backdoor number and see what happens. What questions do they ask you when you call the backdoor number?

Ask if your account is eligible for an increase. Don't say if you can have an increase, ask them politely.

Hello Spicey, let the 3 month statement close first. It may seem like Apr-July is 3 months but it will probably kick in around Aug statement. Until then, here is a link to backdoor numbers https://www.financeglobe.com/SocialNet/forum/showthread.php?t=561&highlight=back+door

Good thinking. I'll wait until the August statement to do anything. Your backdoor number link is fantastic. Great help! Thanks!

You should get the CLI around your 4th stmt... Thats if you received the Credit Steps Letter... If you didnt they you will not get the automatic increase. Thats only if they sent you that letter. I would still call the backdoor # and request a CLI. Most ppl here get the automatic increase from the Credit Steps Letter and an extra one by calling in.

Thanks for the reply. I didn't get a Credit Steps Letter. Don't know why but I'll call the backdoor number and see what happens. What questions do they ask you when you call the backdoor number?

Hello everyone. I opened my Capitalone card on April 15th with a $500 limit. I keep hearing that they'll increase the cl at 3 months but haven't heard anything. Should I use the backdoor number and ask? What kind of questions do they ask you when you call and what's the best number to use?

Thanks

You should get the CLI around your 4th stmt... Thats if you received the Credit Steps Letter... If you didnt they you will not get the automatic increase. Thats only if they sent you that letter. I would still call the backdoor # and request a CLI. Most ppl here get the automatic increase from the Credit Steps Letter and an extra one by calling in.

Last month I've received my first CLI w my First Premier Bank. (thanks to Rob)

Way to go and congratulations! And you're welcome, Yoyo:cheesing:

Way to go YoYo11!
How much was your cli?

Hello Spicey, let the 3 month statement close first. It may seem like Apr-July is 3 months but it will probably kick in around Aug statement. Until then, here is a link to backdoor numbers https://www.financeglobe.com/SocialNet/forum/showthread.php?t=561&highlight=back+door

Hello everyone. I opened my Capitalone card on April 15th with a $500 limit. I keep hearing that they'll increase the cl at 3 months but haven't heard anything. Should I use the backdoor number and ask? What kind of questions do they ask you when you call and what's the best number to use?

Thanks

Last month I've received my first CLI w my First Premier Bank. (thanks to Rob)

I wuv dem too!