same here i got the target card around Christmas time and i started off with the 200.00 credit limit and now im at the famous 500.00. its like hey she has a card lets get her excited and start her off with 200.00 and its Christmas time and lets see what she does well i use the heck out of the card and spent 500.00 (paid it off twice) and they are like wow lets raise it up to 500.00 and see whats happens nothing i dont use the card that much, so lets see if they feel nice in about 4 months and up my limit.

Got the infamous credit limit increase to $500 at Target, now I'm depressed...LOL! How many years for the next increase??

Congrats! Ive had this card since 04/2007 and after the 3 months, I got the same increase you did... Now its been a year and STILL NOTHING. So good luck to u!

CONGRATS! Do you know how long many of members here have waited for an increase? I had the card for 5 or 6 months (maybe more) and did not go any further than the little funky $200 they started me off with.

Got the infamous credit limit increase to $500 at Target, now I'm depressed...LOL! How many years for the next increase??

Hello, hey did you get started with the CL of $200? Many people on this site can't get a CLI with Target...so I say congrads to you!!

Got the infamous credit limit increase to $500 at Target, now I'm depressed...LOL! How many years for the next increase??

They are trying to make money off of us. Not working here!

Way to go Dee! Hey hjm331, I thought the same thing about Orchard, they wont even give me a cli and it has been a year. One more thing I had to add, they told me that my last cli was in November and I told her no it wasnt, that is when I turned down your $200 cli for $50. They act like they are drug dealers offering credit at 25% of the sale. Give me a break

I'm wondering why I paid $25 for an $100 CLI on my first Orchard and $15 for an $100 CLI on my second. Hmmmmmm?

Way to go Dee! Hey hjm331, I thought the same thing about Orchard, they wont even give me a cli and it has been a year. One more thing I had to add, they told me that my last cli was in November and I told her no it wasnt, that is when I turned down your $200 cli for $50. They act like they are drug dealers offering credit at 25% of the sale. Give me a break

Nice...Ive thought about doing this as well I have

Orchard Bank MC $500 CL
HouseHoldbank MC $500 CL
Direct Rewards Discover $1k CL
Direct Rewards Discover $500 CL

You have 2 Direct Rewards Discover Cards

Called for my new limit on my brand new Cap1.

Limit
APR 0% til 2/09 then it would be 18.9%
AF
I'll take it

Congrats Yoyo...I love my Cap1 Cards Im sure you will like them too



Eric

I got a $200 credit increase. I have had these card for 11 months now. I started out with 4 accounts with HSBC, to of them Orchard 300.00, Household mastercard 300, and HSBC mastercard 1000, also have a Direct Rewards discover 300.00. I consolidated my Orchard, Household and HSBC, which brought my limit to 1600(transfered to the Household account). Increase brings it to $1800.00

Nice...Ive thought about doing this as well I have

Orchard Bank MC $500 CL
HouseHoldbank MC $500 CL
Direct Rewards Discover $1k CL
Direct Rewards Discover $500 CL

That's a rare limit to see on a HSBC card. Congrats on the nice CL!

I got a $200 credit increase. I have had these card for 11 months now. I started out with 4 accounts with HSBC, to of them Orchard 300.00, Household mastercard 300, and HSBC mastercard 1000, also have a Direct Rewards discover 300.00. I consolidated my Orchard, Household and HSBC, which brought my limit to 1600(transfered to the Household account). Increase brings it to $1800.00

Called in to 4 creditors and they all said NO!

1. Orchard ( I am bout to close them for good)
2. Tavelocity (they said wait 3 more months)
3. Jcpenny's (they just gave me a $200 cli, I was asking for more)
4. Walmart (Said my last cli was less than 4 months ago)

Wow, congrats to you yoyo11, I think in the next six months or so I will be ready for a cap1.

I hope you get this card soon too. Everyday I go on their site to see if i'm pre qualifed, always...no offers. I just you have to wait to get their offer in the mail. Today I went on their site just to see..and again no offers...:I don't understand. Well I'm just happy they sent me a pre-approval. I wrote to them...cried ...begged....credit card companies acts weird sometimes..LOL:confused:Can't wait to see my ladybug card!!!