If you can get the application status from their automated system, I would call and check at least once a day.

He said it can take up to 4 weeks and gave me this number to call for status

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> 1-800-950-5114. Will see. Ouch, my stomache is hurting again. Why did I put the post up? I guess honesty, or guilt Thanks bro!

Meya, whatever happens, we got your back! Let us know what happens, I got my fingers and toes crossed for ya!

I know this is Nice cards to apply for but I did not want to put a review up on a card that I don't know if I am approved for or not. Well Thomas1, hjm331, and rockin35 convinced me enough to apply for the citi card. I went online and applied for the Drivers edge for students but when I clicked "verify info" all I seen was "Page not found 504" So I got afraid and called them. The rep said that Drivers Edge student card is an online only application. Since I was not going back and try it again, and it did not go through, I let him talk me into the Dividend Platinum Student card. Now remind you all, I was denied for this card about 1 year and a half ago, like a dummy I am trying it again since i know I have no baddies on my ex and I am hoping they are pulling from that one.

To make a long story short and to begin my clients hair, this application is subjected to school verification. Go ahead Citi, make my day, check the GPA while you are at it, maybe that will make you feel good about me. I am nervous than a animal going to the slaughter right about now. Am I going to be denied? Are they going to approve me? Should I have waited? are they going to pull from EX? Is my util too high for them? Is my scores going to take a hard hit? Is my feelings going to be hurt? Will my other creditors think I am out applying for too much credit? Heeeeeeeeelp meeeeeeeeeeee Loooooorrrrrrrrd! What have i done.......Aaaaaaaaahhhhhhhhhhh! I can't take the stress, this is a different feeling from Kay's. I feel like I messed up up big time. Let me say a prayer, maybe i will feel better


It didn't feel any better. I think the Lord know I messed up!

What's up with HSBC calling your house with this automated males voice nearly everyday? I am sick of him

I know cuz my wife gets the same calls

What's up with HSBC calling your house with this automated males voice nearly everyday? I am sick of him

Pumbaablah, have you received the card yet? Once you receive the card, call the activation number on the sticker. Once you get past the automated system, you are going to be transferred to a live customer service (CS) rep. They will try to sell you their account protection services but tell them that you would like to close the account because your AF is too high. They will either reduce the AF or waive it. Take whatever offer they give you and activate your card because since you are in the rebuilding process, you will need cards like that to help you build history. HSBC is great for helping you build history, not credit limits. Keep the card, use it once a month, let them report to your credit reports and think about closing the card later once you get approved for better cards. Keep the card as long as it have a low AF or no AF. I'd pay a low AF to make sure that one of my oldest credit cards with a good history stays open because it is very vital for your score.

Good Luck

Oh my! Way to go, I know a lot of people who were denied for the card you was approved for. Congrats and way to go on that one

applied for discover and got denied.. approved for direct rewards discover from hsbc.. i passed on it..$59 AF is too high.. probably get a 300 cl anyways..maybe i'll just ignore them for a while and they might send me another offer with no af

Thanks so much Kellbell, I forgot about whogavemecredit.com. Also, let's not forget to plug your scores into FG's Score Match, it is also a good way to stay within your means or qualifications! https://www.financeglobe.com/ScoreMatch/

Credit card statuses is really cool also, check it out https://www.financeglobe.com/Finance/credit-card-status.shtml

hey everyone, thanks for all the feedback. My Fico is 564 it flucutates on wild swings 15 to 16 points either way, drives me nuts. I have one bankruptcy back in 2004, what cards should i apply for? what do i have the best chance at getting? I currently have
Orcard (300) no cli
First Premier (300) no cli
imagine 500 (started at 300)
Salute 650 (started at 300)

any help you can offer is appreciated.

Capital One!
Household!
Best Buy Mastercard
JC Penney
HOOTERS

Also bebe, plug your score into the three slots of whogavemecredit.com

how accurate is that lowermybills pre qualifying? i tried it and it showed up many cards that i know for sure i would not get because i tried before. has anyone got accepted from any of their pre qualifications?

hey everyone, thanks for all the feedback. My Fico is 564 it flucutates on wild swings 15 to 16 points either way, drives me nuts. I have one bankruptcy back in 2004, what cards should i apply for? what do i have the best chance at getting? I currently have
Orcard (300) no cli
First Premier (300) no cli
imagine 500 (started at 300)
Salute 650 (started at 300)

any help you can offer is appreciated.

My BK was 2 years ago in January - Cap 1 approved me 300 -

Give them a try.

Salute did well with me too - 750 - started with 300.

Hope this helps

Wrknprogrs

relidtm, I'm guessing near 700's and above?

anyone know what credit score you need for the dell 12 month no interest account?