Reasons to Find a New Travel Rewards Credit Card

When you apply for a travel rewards credit card, you hope to use it to your advantage for many years to come. While there’s a good chance of this happening, you never know what will change in the future.

There are several times when it makes sense to find a new travel rewards credit card, including the following situations:

•    Terms and conditions have changed. You don’t see it coming, but your issuer decides to alter the terms and conditions of your agreement. If the new arrangement doesn’t work for you, it’s imperative to consider all your options. You should never feel forced into using a credit card that doesn’t suit your every want and need.
•    Too many blackout dates. Simply put, blackout dates are dates on which you’re not permitted to use your travel rewards. If this continually gets in your way, holding you back from traveling when you want, it’s time for a change. There are plenty of travel rewards credit cards with no blackout dates, so you might as well take advantage. 
•    Annual fee not worth what you get in return. Many people are okay with the idea of paying an annual fee for a top of the line travel rewards credit card. However, if you aren’t impressed by what you get in return for your money, it’s imperative to look into other options. You may be able to secure a similar travel rewards credit card without any annual fee.

Don’t get into the habit of changing from one travel rewards credit card. Not only can this add a layer of complications to your finances, but it can also drag down your credit score.

However, if you realize that your current travel rewards credit card is not giving you everything it could, don’t wait to learn more. As you compare the pros and cons of your current card against other offers, it’ll become clear as to what you should do next.