Finance Globe

U.S. financial and economic topics from several finance writers.

Financial Tips for Newlyweds

newlyweds1
It is a great feeling to get married! When you say I do, you are very much in love, and aren't necessarily thinking about money or finances. But when you get married, you aren't just tying the emotional knot, but a financial knot as well. That financial knot will have to keep you strong throughout your lives so you can have prosperous lives. It is important to set money expectations from the start and to always...
Continue reading
  2123 Hits
  0 Comments
2123 Hits
0 Comments

5 Ways to Pay Back Your Student Loans Faster

student-loan-repayment-financial-freedom
Everyone who has student loans wants to pay them off and wants them to go away. There are many ways to help you pay back your student loans faster. If you make your student loans a priority, it will be easier to pay them off. Below are 5 ways to help you pay them back faster:  Make a plan and understand your loans. You need to understand your loan amounts, terms, rates, etc. and map out exactly how...
Continue reading
  2084 Hits
  0 Comments
2084 Hits
0 Comments

Unsecured Loans vs. Secured Lines of Credit

loans-line-of-credit
Whichever reason you need a loan there are thousands of different choices to make before applying. The first of which is what type of loan to get, unsecured credit loans or secured credit loans. It's important to understand the difference between the two and how both can benefit or put you at a disadvantage. The first crucial decision is do you want a loan or a line of credit? What's the difference between them? A loan...
Continue reading
  2441 Hits
  0 Comments
2441 Hits
0 Comments

How To Rate Mortgage Companies

mortgage-loan-comparing-companies
It may sound really easy to figure out mortgage loan companies, but the task is more formidable than most people expect. As you shop for your loan you may come across terms such as ARM, fixed rate loan, balloon mortgage, points, lock-in period, closing cost, prime rate and others. It's crucial to not only know what those terms represent, but to apply them to lenders. Rating mortgage companies means finding out what they are offering as...
Continue reading
  2460 Hits
  0 Comments
2460 Hits
0 Comments

The Best Personal Loans For Bad Credit

bad-credit-loan-help
​It usually isn't the greatest idea to take out loans when you have bad credit. The fees are insanely high and the interest rates are ridiculous. That said, I understand that sometimes people find themselves in a pinch and don't have many options. If you absolutely have to take out a loan when you have bad credit, this article might help you. The best personal loans for bad credit are the ones that are secured by...
Continue reading
  2506 Hits
  0 Comments
2506 Hits
0 Comments

Student Loans – What To Do When They Don't Cover Full Tuition

tuition-college-loans
It can be really difficult to know what to do when student loans don’t cover your full tuition. This can leave you in a very difficult position, especially if you don’t have parents that can help you out. You have a few different options if you find yourself in this situation. You should initially try to find out if you can get grants or further student loans. For example, if in the past you have only...
Continue reading
  2364 Hits
  0 Comments
2364 Hits
0 Comments

Three Benefits of Refinancing Your Mortgage

refinance-mortgage-loan1
​If you are still paying off a fixed mortgage and haven't considered refinancing then you are losing out. Lenders have been offering new and greatly decreased rates for refinanced mortgages at any term. If you are only a couple years into your mortgage you may not believe that you can benefit as well, but the truth is that almost anybody can benefit from refinancing a mortgage in today's market. There is a reason that people have been doing...
Continue reading
  2134 Hits
  0 Comments
2134 Hits
0 Comments