Finance Globe

As you sit in your office (or cube), you may begin to ponder what it would be like to work for yourself. The benefits of self employment run deep, however, working for yourself is not all fun and games. There are many details to consider, including those associated with your financial situation.As you consider self employment, here are five financial questions to address as soon as possible:1. Can you afford to leave your current job? Remember,...

For some people, the thought of saving money is something that never crosses their mind. They don’t care to save, don’t know how to get started, and/or are afraid of what will happen if they fail.Are you aware of the relatively simple ways to save money on a monthly basis? Here are five ideas to consider:1. Skip your morning coffee run. Are you the type of person who has to stop at Starbucks everyday for a...

When you first purchased your home, you may have been comfortable with its size. However, things change over time and now you are beginning to think that you need more space.If you find yourself faced with this dilemma, there are a few ideas to consider. Each one has financial implications, so you need to be careful as to how you move forward.Here are three of the best ideas to take into consideration:1. Sell your home and...

The decision to leave your car insurance company for a competitor is never an easy one to make. This is particularly true if you have been a customer for a long period of time.While this may not be a move you are looking forward to, when everything is said and done you will look back and realize that you did what was best for you, your car, and your financial situation. Here are five times when...

Of the 20 million Americans who attend college each year, approximately 12 million rely on student loans to cover costs. If you are part of this group, you know one thing to be true: this debt can begin to weigh on your mind from day one.While it may be a dream come true to earn your college degree without taking on debt, this not reality for the majority of students.Student loan debt may be a part...

As a college freshman, it is safe to assume that you are living in one of your school’s dormitories. That being said, you are probably looking forward to the day when you can break free and live on your own in an off campus house or apartment.While the freedom of living off campus may be what you are truly looking forward to, here is something else to consider: you can save a lot of money by...

Buying a new car can be both stressful and exciting at the same time. On one end of the spectrum, you know you are going to be negotiating with the dealer for the best deal possible (that is the stressful part). On the other side, there is nothing more exciting than driving a shiny new car off the lot.Which steps can you take to minimize stress? By comparing multiple dealers, you will soon find that one...

Are you in the process of searching for a local contractor who can successfully complete a project on your home? From a new kitchen to an outdoor patio, there are many ideas to consider.Even though you may be in a rush to make a decision, it is important that you hire the right person for the job. This will ensure that you are happy with the end result.Along the way, you should also be focusing on...

Making the change from one car insurance provider to another can be a hassle. Not only do you have to compare your many options, but there is a lot of paperwork involved with the switch. However, the long term benefits may be too good to overlook.Why are you making a change? Here are a few of the most common reasons:Hoping to save money on the cost of coverageCurrent provider is no longer offering high quality customer...

Buying a home is one of the biggest decisions you will ever make. While some people re in position to make a “cash deal,” most rely on a mortgage to get into the home of their dreams.Choosing a mortgage lender is not something you should do on a whim. With so many options, it is enticing to seek out the lender with the lowest rate, complete an application, and hope for the best. After all, you...