Finance Globe

For many people, spending money is more exciting than saving. Even if this is your belief, it doesn’t mean you should spend every less dime without ever putting any money in the bank. There are many reasons why people neglect to save, with this being one of the biggest culprits: they don’t know what they are saving for. Here are five things you should be saving for: 1. Retirement. At some point you will want to...

Many investors have their investments spread across multiple accounts and it can be difficult to properly track the value of your overall portfolio. Your investment portfolio includes 401(k)s, IRAs, and investment accounts with multiple brokerage accounts. You could try to go to multiple websites and gather all of the performance yourself. However, sometimes that is not efficient, so I wanted to walk through a few ways to efficiently track your investment portfolio. Please comment if you...

With 2019 coming to an end, it’s a good time to turn your attention to the new year. This means many things in regards to your finances, with most people realizing the importance of reviewing their retirement plan and adjusting it as necessary. There is no one-size-fits-all solution to retirement planning. What works for you may not work for the next person, and vice versa. However, if you want to stay the course, there are some...

Retirement usually means you are done working and you can enjoy what you are passionate about. Many picture themselves sitting on a beach, hitting the golf course, or spending time with family. However, now it is much more common to continuing work after you “retire” from your career.  Working after retirement does not necessarily mean you have to work. It is a lifestyle reason as well, as many people enjoy working. It provides happiness and purpose....

Learning how to invest is a critical life lesson everyone needs to learn. You do not need to be an expert, but you should learn at least the basics. While it may seem very complex and you feel as though you don’t understand money well, but the first investment you make will probably be the hardest.  The most common investments are stock and bonds, and depending on your risk tolerance will vary. Stocks represent partial ownership...

If you are considering retirement in 2019, first of all a big congratulations is due! Retirement is a period you should be looking forward to. This will bring you the freedom you have always been looking for. At the same time, you do not want to rush into retirement without being fully prepared. Below are a few key things you should look further into and know about retirement in 2019 prior to taking the dive. You...

Now that I have a child on the way, I have done some research and learned that I likely need to create a will. I never really thought about having to draft a will, but now that I am married and have a child on the way, I thought it would be a good idea to check it out. Based upon my research, below are some helpful tips on creating a will. Please share if you...

If you have performed any research on the investment advisor industry recently, you likely have seen a lot of companies offering robo-advisor investment solutions. A lot of people might not fully understand what robo-advisors are and how they work. Below is a summary of robo-advisors. Please feel free to comment in the comment section below if you have any positive or negative experience.  Robo-advisors are a new online software that helps you manage your investments. The...

Many people, like myself, did not think saving early in my life was important. I figured I would be able to save later in life when my salary increased and would not worry about it. I never realized how wrong I was, and I quickly realized it is critical to start savings as early on as you can. While everyone may not be able to save in your early twenties, I would highly recommend to try...

Your retirement fund is a place that you can invest money you earn today so you’ll have a nest egg to support yourself when you finally stop working for good. Retirement may be decades away for you and in the meantime, you may be tempted to pull money from your retirement fund for some of your other financial goals. People commonly dip into their retirement to cover a down payment on a first home, for home...