Finance Globe

Many stores offer their own exclusive credit card. It is likely you have been presented with such an offer at the cash register. As tempting as it may be to sign on the dotted line, don’t do this just yet. Instead, ask for more information so you can review the offer before making a final decision. The primary benefit of a store credit card is the savings you will receive. For example, you may hear the...

There is no denying the fact that you will be faced with some additional spending during the holiday season. This is particularly true if you have a long list of people to purchase gifts for. Some people use a “cash system” to guide themselves through the holidays. Others, however, rely on a credit card. While there is nothing wrong with this, you can soon find yourself in financial trouble if you go down the wrong path....

There used to be a time when applying for a credit card meant waiting for a good offer to arrive by mail. While you may still receive these offers from time to time, the industry has changed quite a bit. In today’s day and age, the best way to find and apply for a credit card is online. As convenient as it may be, there are a few things you need to keep in mind. More importantly,...

In a perfect world, you will choose a credit card and enjoy its benefits for many years to come. For some, this is reality. For others, however, making a change at some point is a decision they have to make. You don’t want to switch credit cards for no reason. Instead, you should only move forward when you are 100 percent sure that it is the right decision. Here are three times when it makes sense...

CareerBuilder recently surveyed more than 2,000 hiring and human resources managers, spanning a variety of company sizes and industries. As an applicant, here are two takeaways from the survey that you don’t want to overlook: •    70 percent of employers spend five minutes or less reviewing a resume.•    Nearly half of employers only spend two minutes reviewing a resume. Along with the above, the survey notes that approximately 50 percent of hiring managers have caught a lie...

It's important to have a plan for extra cash when you find a way to spend less or make more. No amount is too small to have a plan for - even an extra hundred dollars a month can make a big difference over the long run. With a good plan, you can be sure that extra cash goes towards building more financial security while also allowing for some fun stuff. Pay off your credit cards. It's time to change...

It doesn’t matter if you recently started your business or have been serving customers for many years, there is nothing more important than having a firm grasp on your finances. There may come a time when you ask yourself this question: could the business benefit from a credit card? There are many benefits of a small business credit card, however, this doesn’t necessarily mean you should sign up for one. Here are some of the many...

There are times when “buying cheap” is the best option. There are also times when you should splurge, realizing that a higher priced item will provide you with better quality. If you don’t know when to save and when to splurge, you aren’t alone. Until you figure things out, it is easy to cross the line from time to time. Here are three items that are worth the extra money: 1. Trash bags. Have you ever...

When you make the leap from the corporate world to self employment, it only natural to have feelings of excitement and fear. On one side, you are excited about what the future holds. You are finally taking control of your career path. Conversely, you realize that there is no more security of being an employee. Instead, the success or failure of your business rides solely on your shoulders. If you want to achieve success, if you...

Nearly every credit card issuer has at least one credit card with a signup bonus. Spend a certain amount of money in the first few months of your account opening and you can earn points, miles, or even cash. To be sure you earn your points, be a little more meticulous about your spending and payments in those first few months. The last thing you want to do is sign up for a credit card hoping...