Finance Globe

There are many reasons to contact a credit card company. For example, if you’re interested in applying for a particular offer it makes sense to reach out to a customer service representative. While the rep will not be able to provide you with personal financial advice, he or she can most definitely answer a variety of questions. Not only that, but you can be rest assured that the information you receive is accurate and up to...

Do you have a favorite department store? How about a furniture store? If so, you’re well aware that most of these establishments offer the opportunity to open a store credit card. Generally speaking, this isn’t something you need. Most people are able to make the purchases they want, all without using a store credit card. However, there are a few good reasons why you may want to think about this. Consider the following: •    The opportunity...

Applying for a business credit card is a big decision. While this may be something you think you need, you don’t want to jump ahead until you are 100 percent certain. To ensure that you are on the right track, here are several questions to answer before applying for a business credit card. All of these are important to address: •    What are your plans for using the credit card?•    Do you have a list of...

With hundreds of credit card offers to consider, it’s never easy to make a final determination as to which deal is best. While you’re in no rush, it goes without saying that you want to put this process in the past as soon as possible. The way you rank credit card deals may not be exactly the same as the next person, however, there are some factors that definitely deserve your attention. 1. Rewards program. Will...

Are you seeking a new credit card? Are you looking for information on the many available offers? Rather than rely solely on the info provided by the credit card companies, there is something else you can do: read consumer reviews. By taking this approach, you’ll find it much easier to get a beat on what each card has to offer. Here are three of the top reasons to read consumer credit card reviews: 1. Honest information...

Are you interested in applying for a travel rewards credit card? With hundreds of offers to choose from, it could take you a bit of time to find the one that is right for you. Fortunately, when you know what you are doing, it’s much easier to find and apply for the credit card that best suits your financial situation. Here are three points to focus on during the search process: •    The method for earning...

When you’re shopping for a credit card, you might click away from any that have an annual fee. Who wants to pay an extra fee for just having a credit card? But, in some cases, paying an annual fee might be worth it, especially if the card provides enough value to offset the fee. Your rewards will be higher than the annual fee. Many of the best rewards credit cards charge an annual fee - it's unavoidable. Some...

There are many benefits of online shopping, including the ability to save money while comparing a large number of products. Unfortunately, there is one major drawback: security. Despite the security concerns, there are steps you can take to protect yourself. Here are some of the most common online credit card shopping mistakes that consumers make: 1. Choosing the wrong store. If you aren’t 100 percent confident that the store is 100 percent legit, it’s time to...

Like most, you are probably aware that the internet has greatly altered the credit card industry. Twenty years ago you didn’t go online when seeking credit card information. Instead, you contacted an issuer via phone or waited for an offer in the mail. Now, however, this has all changed. You can use the internet to not only find a credit card, but to find the one that is perfect for your situation. Here are three tips...

Wouldn’t it be nice if you never had to think twice about paying a credit card fee? This may be the perfect setup, but it simply doesn’t exist. It doesn’t matter if you are applying for a new credit card or attempting to learn more about the one you already have, it’s imperative to focus some of your time on the associated fees. While there are many of these to consider, all of which could haunt...