Crown Jewelers! Please Read
- mousepad
- Offline
- Junior Member
- Posts: 142
Replied by mousepad on topic Re: Crown Jewelers! Please Read
You have to buy something for them to start reporting. Here's how it went. I applied and got a $2500 limit. They only started reporting after I bought a $20 silver ring.
2 weeks later they started reporting a trade line of $2500 with a $20 balance. I PIF that month (November I think). Since then, they have been reporting a paid as agreed trade line of $2500 with a 0 balance.
Did that answer your question?
yes it did thanks
- keys
- Offline
- Junior Member
- Posts: 43
Replied by keys on topic Re: Crown Jewelers! Please Read
they don't report until after you buy. I ordered my daughter a pendant for something like $80 bucks, paid the $15 downpayment and I believe the following month the $1500 cl started showing.but did you buy something before or after they reported it ?
- hjm331
- Offline
- Finance Commander
- Posts: 3479
Replied by hjm331 on topic Re: Crown Jewelers! Please Read
- wildrage2
- Offline
- Junior Member
- Posts: 60
Replied by wildrage2 on topic Re: Crown Jewelers! Please Read
2 weeks later they started reporting a trade line of $2500 with a $20 balance. I PIF that month (November I think). Since then, they have been reporting a paid as agreed trade line of $2500 with a 0 balance.
Did that answer your question?
- wildrage2
- Offline
- Junior Member
- Posts: 60
Replied by wildrage2 on topic Re: Crown Jewelers! Please Read
i want to ask about how Crown Jewelers reports.
tell me if i buy a watch for $180 and they gave me a $1500 cl will they only report $180 as a cl or will they report $1500 cl with a $180 balance ?
They report the 1500 as the CL with a $180 balance...just like any other credit card. The only way they are different is that they require a downpayment...so if you charge 180 you will probably have to put up like $55 up front....so you would only have a $125 balance. I don't blame them tho - I mean damn, they don't even do a credit check to give you the card.
The place is slightly overpriced, but so are stores like Bloomingdales. They also ship same day and accept PayPal. Correct me if I'm mistaken, but I don't believe they have any service or annual fees.
- yoyo11
- Offline
- Finance Leader
- Posts: 307
Replied by yoyo11 on topic Re: Crown Jewelers! Please Read
I just bought a Fossil watch from Crown Jewelers. I opened the account with them 5 months ago and bought the customary $20 item to get them reporting.
I thought I would make another purchase, to 'throw them a bone,' so to speak...it has been 4 or 5 months since my first purchase, after all...
The prices for the watches arent' great, but they aren't that inflated, either. I bought a watch for $109, and searching on Froogle.com, the average price was around $100 (with some places having it for as low as $90..but they were from noname internet places that i wouldn't do business with anyway).
Shipping is $10, which is a little high, IMO. The coupon is $15 off the 'down payment.' I think I had to pay a $35 down payment and financed like $80 of it.
I was surprised to get a UPS shipment notification about 2 hours after submitting my order. I got the watch in the mail 2 days later...was very happy with it. I bought the white-faced stainless steel watch with blue chronograph.
It would be easier for me to go to Macy's or something to buy the watch, but I wanted to show them some action so they keep on reporting that $2500 limit on my reports!
Man you got a $2500 CL...wow....
- keys
- Offline
- Junior Member
- Posts: 43
Replied by keys on topic Re: Crown Jewelers! Please Read
- mousepad
- Offline
- Junior Member
- Posts: 142
Replied by mousepad on topic Re: Crown Jewelers! Please Read
tell me if i buy a watch for $180 and they gave me a $1500 cl will they only report $180 as a cl or will they report $1500 cl with a $180 balance ?
- Meya
- Offline
- Finance Commander
- Posts: 4522
Replied by Meya on topic Re: Crown Jewelers! Please Read
- hjm331
- Offline
- Finance Commander
- Posts: 3479
Replied by hjm331 on topic Re: Crown Jewelers! Please Read
I Totally Agree LOL!
Same here
- KMoney
- Offline
- Finance Leader
- Posts: 661
Replied by KMoney on topic Re: Crown Jewelers! Please Read
YEH!! the bigger face makes the watch look so expensive..
I Totally Agree LOL!
- wildrage2
- Offline
- Junior Member
- Posts: 60
Replied by wildrage2 on topic Re: Crown Jewelers! Please Read
I thought I would make another purchase, to 'throw them a bone,' so to speak...it has been 4 or 5 months since my first purchase, after all...
The prices for the watches arent' great, but they aren't that inflated, either. I bought a watch for $109, and searching on Froogle.com, the average price was around $100 (with some places having it for as low as $90..but they were from noname internet places that i wouldn't do business with anyway).
Shipping is $10, which is a little high, IMO. The coupon is $15 off the 'down payment.' I think I had to pay a $35 down payment and financed like $80 of it.
I was surprised to get a UPS shipment notification about 2 hours after submitting my order. I got the watch in the mail 2 days later...was very happy with it. I bought the white-faced stainless steel watch with blue chronograph.
It would be easier for me to go to Macy's or something to buy the watch, but I wanted to show them some action so they keep on reporting that $2500 limit on my reports!
- Meya
- Offline
- Finance Commander
- Posts: 4522