I'm 32 yrs old and am starting to think about investing for things like real estate and a family some day... Right now I have only $25k in savings (liquid) and a fairly healthy retirement account (I work for a nonprofit so it's in a 403(b). (I'm not worried about increasing my retirement savings right now). I am looking for advice on what I can do in terms of investment tools. I know nothing about stocks or other things like CDs... stuff that would be easy to set up, doesn't require huge starting amounts of capital, would grow fairly reliably, etc... Any advice would be much appreciated!