Hi all, I'm new around these parts. I found FN during my search for a prepaid card. My credit scores are in the dumper (due to some medical bills, a BK and all sorts of boneheadedness on my part). I've given up on banks. Honestly, I probably wouldn't be able to get an account, anyway.

My question is, what are the best unsecured or prepaid cards to look at applying for? I need one that will allow direct deposit and can be used for hotels, online shopping, bill paying, etc.

I know that there are tons of prepaid cards available, but they all seem to have outrageous fees and do not report to the 3 credit agencys. Even with all of those deficiencies, I'm willing to consider one if it fits my needs.

Any help will be very much appreciated.