5/20/2009

You go Kmoney! The limit does not matter, that is how we all started and this is the road to higher cli's from those card and future cards.

Thanks Meya

You go Kmoney! The limit does not matter, that is how we all started and this is the road to higher cli's from those card and future cards.


We are so glad that you found us!

1-2 weeks

Received my Cap1 in the mail yesterday Woo Hoo!

I noticed that! I am a halt with store cards anyway. I have the all ones that I shop at so I guess I am in the clear with citi. Oh by the way, the also back Icon Fitness or HC credit services.

Hey, I heard Fg speak about citi being Macy's backer but I was flipped when I heard it because citi will not give me a student nor regular card but they let me have a dept store card.

Citi banks a buch of store cards. Staples home depot office dpot bloomingdales macys phillips sunoco and a buch more furniture store cards sears

Target has it's own bank so they don't have a big bank underwriting their card. On the other hand, Macy's card is backed by Citi which is a big bank and they are usually generous with CLI's. Maybe that has something to do with Target's low CL's.

Hey, I heard Fg speak about citi being Macy's backer but I was flipped when I heard it because citi will not give me a student nor regular card but they let me have a dept store card.

Edited

I like them both but you are right about Macy's because they are generous with their CLIs but I always see people having a low CLI with Target

Target has it's own bank so they don't have a big bank underwriting their card. On the other hand, Macy's card is backed by Citi which is a big bank and they are usually generous with CLI's. Maybe that has something to do with Target's low CL's.

How long does it take before you get a response from Capital One?

1-2 weeks

i would much rather have macy than target

I like them both but you are right about Macy's because they are generous with their CLIs but I always see people having a low CLI with Target

How long does it take before you get a response from Capital One?

i like Target ..but want a Macy's card..don't want to hit my credit yet. I want to apply in Dec. I have , 1st Premier Gold & Plat, Two orchard Bank cards, Target, Hooters, Fingerhut, Salute, Tribute, and a AU on a CapOne. That would make 10 accounts..however all total about $3000 in total credit..(small lines on credit)My scores went up from 502 to 615 in the past 8 months...My goal is to purchase my house , then close Both 1st Premier Card and one of the Orchard cards...in the next year I hope.

i would much rather have macy than target

That is what I am doing. Letting my credit cards age, and paying them down or off. I just want them paid off my next year. I hope that my credit score will recover the 20 point drop. I know that it would be the best way to regain the 20+ point drop. It was 736 now it is 702.