Yeah its kinda weird that other than your credit report and proof of income, they want these extra things to give you consideration. I have read that Hooters may deny you if you have a mortgage thats still new. Oh well, it was probably not meant for me.

I was thinkin of applying for their card as well because I pump there alot.

But the Mortgage part... Thats weird...

On my Wal-mart Card... One of the reasons they denied me of a CLI is bc I didnt have an Installment Loan.

SSSSSoooo I just think banks are getting crazy.

Does anyone know about the Valero/DiamondShamrock Credit Card????
I applied for it and got a denial in the mail in like two days saying that they have a scoring system that I was not eligible for the card and also that I had no mortgage. IDK but is that the criteria they want???? They clained that their scorig system is theirs but they look through equifax. As for the mortgage, why would they want someone to have a mortgage to get consideration for the card????