You know the drill: you head to your mailbox and find another letter from another car insurance agent. They want you to contact them at your earliest convenience for a free, no obligation quote.

Like many, you see this type of mailer and throw it in the trash. But before you do this next time, take a step back. Is it possible that you could get a better deal from another company and agent? If you think the answer is no, it is time to find out once and for all.

Here are three reasons why you should stop ignoring other car insurance companies and take a look around:

1. A better rate could be right around the corner. Even if you think you are getting the “deal of the century” on your car insurance premium, you never know if another company can do a little (or a lot) better.

2. It only takes a few minutes to get a quote. There is no reason to believe that you will spend hours on end speaking with an agent. In fact, most insurance professionals are well aware that you care about nothing more than receiving the quote, allowing you to compare it to your current coverage.

3. You may enjoy the service. Even if you are paying a reasonable amount for your car insurance policy, you may not be happy with the service you are receiving from your agent and company as a whole. Why would you continue to deal with this when there are other options out there? You may not realize it right now, but there is no better feeling than an agent who truly cares about you, your car, your finances, and your overall well being.

The next time you are presented with the opportunity to speak with a car insurance agent about your current situation, take full advantage. The reasons above should be enough for you to realize the importance of doing so.