Chase Bank History
Chase Bank is the consumer and commercial division of JP Morgan Chase, and has a history in the banking business of over two hundred years. The first predecessor in Chase’s history was The Bank of The Manhattan Company, formed in 1799. Chase National Bank, formed in 1877, merged with The Bank of The Manhattan Company in 1955, and became known as The Chase Manhattan Bank.

Many other companies over the many years played a role in the formation of Chase Bank’s family tree, to become the huge financial institution we have today. Acquisitions in the modern day that led to the company we know now include the gradual mergers, from 1991 to 2000, of the four largest and oldest financial institutions in New York City; JP Morgan, Chase Manhattan, Chemical Bank, and Manufacturers Hanover Corporation.

In 2004, JP Morgan Chase merged with Bank One Corporation, to become one of the largest banks in the world, and the largest credit card issuer in the United States. This company is globally recognized as an innovative leader in financial services.

Chase Credit Cards
Chase offers a multitude of credit cards at competitive rates. No matter what you’re looking for, Chase probably has a credit card to suit your needs. Many of their credit cards can be applied for online, and some even give instant decisions, making the whole process quick and easy.

Chase offers numerous choices in credit cards with no annual fee, 0% introductory rates, and a variety of generous rewards. You can find a Chase credit card that will reward you in the way that you want to be rewarded most. Chase also offers student and business credit cards, truly covering any need.

Let’s look at a small sampling of Chase Bank’s many choices.


Chase VISA Platinum Card has no annual fee and may offer a 0% introductory rate for up to a year, depending on your credit history. There are no rewards, but this card offers free travel services, such as Auto Rental Collision Damage Waiver and worldwide Travel Accident Insurance. You also get free online account access. You may apply on-line and could receive instant an approval decision, as long as your application has complete information.


Chase Disney Rewards VISAhas no annual fee and may offer a 0% introductory rate for up to a year. Rewards can be earned for everyday purchases to pay for Disney DVDs and toys, and Disney hotels, restaurants, and theme parks. You can get 0% financing on selected Disney vacation packages, with no block out dates. You may apply on-line, but approval and delivery of the card may take two to four weeks.


Chase BP VISA is a card with no annual fee, and may offer an introductory rate as low as 0% for six billing cycles. Purchases can earn valuable gas rewards. You get double rebates for two months, 5% rebate at participating BP locations, and 1-2% on other eligible purchases, with no limit on rebates. You can redeem rebates for BP gift cards or cash. You may apply on-line, and could receive an instant approval and receive your card in as little as one to two weeks.

Chase Flexible Rewards Platinum VISAhas no annual fee, and you may get a 0% introductory rate for up to six months. Rewards are flexible, and you can redeem your points for air travel, car rentals, hotel stays, merchandise, gift cards for selected merchants, or cash back. You can apply for this card on-line, but approval and delivery of the card may take two to four weeks.


Chase Business Cash Rewards VISA has no annual fee, and you may get a 0% introductory rate for up to six months. You can get up to 5% cash back with unlimited rewards. Earn points whenever and wherever you want. Receive quarterly management reports and get extra cards for your employees. You can apply on-line; please allow two to four weeks for approval and delivery of the card.

Chase Flexible Rewards Student Card is a MasterCard that has no annual fee, and a 0% introductory rate for up to six months. Purchases earn points that can be redeemed for gift certificates or cash. Build your credit and get rewarded while doing it. You can apply for this card on-line, and approval and delivery of the card may take two to four weeks. You may need to provide your school information when applying for this card.

SeaMiles VISA Rewards Card has no annual fee, and an introductory rate as low as 0% for up to six billing cycles. Purchases earn one point for every dollar towards a free cruise with any cruise line, anytime. No point restrictions, no blackouts, and no fees. You even get 5000 bonus points after your first purchase. You can apply for this card on-line, allowing two to four weeks for approval and card delivery.


The GM Business Card is a MasterCard that has no annual fee, and gives you an introductory rate as low as 0% for up to a year. This automotive rebate rewards card gives 3% cash back on purchases for fuel, restaurants, office supply stores, and authorized General Motors dealers on parts or service. You get 1% GM Earnings on all other purchases. No caps on earnings, and no limit on redemptions for eligible GM vehicles. A financial tool to help you track and manage your business spending, and gives you the ability to analyze and manage financial data online. Apply on-line, allow two to four weeks for approval and to receive your card.


Starbucks Card Duetto VISA has no annual fee and an introductory rate as low as 0% for six months. This duel purpose card can be used as a reloadable Starbuck’s card and as a Visa credit card. Qualify for Starbuck’s rewards and benefits when you use this card. Apply on-line and expect the approval and delivery process to take two to four weeks.


Toys ‘R’ Us & Babies ‘R’ Us MasterCard has no annual fee, and you may get an introductory rate of as low as 0% for six months. Earn valuable rewards, gift certificates, or rebates for the things your child needs and wants. 4 points for every dollar spent for purchases at Toys ‘R’ Us and Babies ‘R’ Us stores and 1 point for every dollar spent on eligible everyday purchases like gas and groceries. You get a 10% Savings Rewards Certificate with every 1000 points earned, up to two per month. Apply on-line and you could receive an instant approval. Please allow one to two weeks for delivery of the card.

Chances are that Chase Bank offers a credit card that works for you. Click on the link below for further details about these and many more Chase credit cards, to find a credit card’s current APR, credit score recommendations for each card, and to apply on-line for the card you want.


Sources:

JPMorganChase.com
FinanceGlobe.com
wikipedia.com