Finance Globe

U.S. financial and economic topics from several finance writers.

Setting a Budget That Works

Setting a Budget That Works
Why budget? Many people earn a paycheck, use credit cards, pay bills, and go shopping without ever knowing exactly how much money is actually coming in or going out. Any financially successful business must track earnings and expenditures to know whether or not they are making a profit. Why does an individual think that he could get ahead financially without doing the same? A budget is a money management plan, a roadmap to your financial destination....
Continue reading
  3022 Hits
  0 Comments
3022 Hits
0 Comments

Stretching a Dollar Without Being Stingy

Stretching a Dollar Without Being Stingy
Saving money doesn’t mean being cheap. We all love luxury, quality, and convenience. We also love security and freedom. It’s smart to save money where it’s easy, so you can redirect that cash to areas where you’ll benefit most, possibly a much needed vacation, kid’s college education, a better house, and an enjoyable retirement. Being frugal isn’t about depriving yourself; it’s about making smart financial decisions and getting the most for your money. Changing your spending...
Continue reading
  4081 Hits
  0 Comments
4081 Hits
0 Comments

5 Savings Related Checklist Points to Examine Today

Some people keep a close watch on their savings, knowing exactly what is going on at all times. Others, however, subscribe to the “set it and forget it” philosophy. In other words, they make a final decision and leave things that way for an extended period of time.You don’t have to review your strategy on a daily basis, however, it is a good idea to keep a close watch on what you are doing.Here are five...
Continue reading
  3387 Hits
  0 Comments
3387 Hits
0 Comments

How to Maximize your Savings Potential in 2015

With 2015 right around the bend, there is no better time than now to think about the steps you can take to maximize your savings potential. By implementing a few simple strategies, it won’t be long before you are saving more money than you ever imagined possible.Here are three ideas to consider:1. Automate your savings. You can’t spend money you never see. For this reason, you should have a portion of your paycheck deposited directly into...
Continue reading
  3194 Hits
  0 Comments
3194 Hits
0 Comments

3 Big Benefits of a Money Market Account

Money market accounts are a popular choice among those who are looking to save money without taking any risk. From local financial institutions to online banks, opening one of these accounts has never been easier.Before you decide to open a money market account, it would be in your best interest to learn more about the benefits. Here are three you cannot afford to overlook:1. Interest rate. Generally speaking, the interest rate associated with a money market...
Continue reading
  3446 Hits
  0 Comments
3446 Hits
0 Comments

3 529 Savings Plan Mistakes to Avoid

With the cost of college on a rise, a growing number of parents are researching the pros and cons of a 529 savings plan. This allows you to save money for your child’s college, all in an account that is not subject to federal income tax.Just the same as any type of financial decision, there are things you should and should not be doing. Unfortunately, there are several 529 savings plan mistakes that have held people...
Continue reading
  3503 Hits
  0 Comments
3503 Hits
0 Comments

Common Ways you are Wasting Money on Food

Even if you have a food budget, you may soon find yourself wasting money. Over the course of a year, this can add up to hundreds of dollars or more of wasted cash that could have been used for other expenses.Are you aware of the common ways you may be wasting money on food? Let’s take a closer look at three:1. Shopping without a list. If you neglect to create a list before heading to the...
Continue reading
  3328 Hits
  0 Comments
3328 Hits
0 Comments

3 Simple Steps to Boost your Savings Account

When you look at your savings account what do you see? While some people are excited at the number that stares back at them, many are wishing they had more money.Rather than hope for a miracle, there are steps you can take to boost your savings account. Soon enough, your balance will be on the rise.Here are three simple steps to take:1. Eliminate unnecessary spending. Take a closer look at what you are spending your money...
Continue reading
  3067 Hits
  0 Comments
3067 Hits
0 Comments

Ways to Save Money on your Commute

Like many, you may spend a lot of time in your car commuting to and from work. While this is all part of having a job, some find that they are spending much more on this part of their day than they would like.Fortunately, there are steps you can take to save money on your commute.Before we discuss some of your options, remember this: any change you make is going to be an adjustment to your...
Continue reading
  2932 Hits
  0 Comments
2932 Hits
0 Comments

5 Tips for Saving on Office Supplies

In today’s economy, saving money at your place of business is more important than ever before. Regardless of company size or industry, there are many ways to save.Here are five tips to consider when purchasing office supplies:1. Buy in bulk. For many years, this has been one of the best ways to save. However, some companies continually overlook the benefits. You may spend more money upfront, but you will not find yourself at the store often...
Continue reading
  3208 Hits
  0 Comments
3208 Hits
0 Comments