Finance Globe

Remember the saying, “An ounce of prevention is worth a pound of cure”? That goes for your finances too. Whether you have a little money or a lot of it, taking steps to safeguard your finances is important for your future. Here are five easy ways to protect your finances. Choose FDIC-insured banks. The Federal Deposit Insurance Corporation, or FDIC, is a government agency that ensures your bank deposits won't be lost in the event of...

Do you often walk away from the checkout line at the grocery store and wonder what happened? Do you immediately begin to think about the steps you could have taken to save money? In today’s day and age, with grocery prices on the rise, it’s more difficult than ever before to stay within your budget. Fortunately, you can make some basic changes to your strategy in order to save money and feel better about every trip...

Some of your favorite brands and retailers offer co-branded credit cards. These are credit cards that are partnered with a major retailer in addition to the bank who issues the credit card. Co-branded credit cards are similar to closed-loop store credit cards in that you can earn more rewards for shopping with that brand of store. But, co-branded credit cards are partnered with a major credit card processing network - American Express, Discover, MasterCard, or Discover...

Having your credit card declined is both embarrassing and inconvenience. It’s not always necessarily your fault - sometimes there’s a problem on the credit card issuer’s end. Even the merchant may have technical issues that can cause your credit card to be declined. Before you panic, here are some reasons that explain why your credit card could be declined. You don’t have enough available credit. Some credit card issuers will allow you to exceed your credit...

In the past several weeks, you’ve probably noticed your gas prices creeping higher and higher each time you visit the gas pump. You’re especially feeling the pinch if you have an SUV or a vehicle that requires premium gas. Crude oil prices are at the highest level in more than three years, which means increasing gas prices may not slow down any time soon. Choosing the right credit card can help you alleviate some of the...

Carrying a credit card is a big responsibility, as there are a variety of potential mistakes lurking around every corner. Knowledge of these mistakes can go a long way in helping you avoid trouble, thus getting more out of your credit card and the many features it offers. Here are six credit card mistakes to avoid at all costs: •    Spending more than you can comfortably afford to pay back when your next bill comes due....

Two of the most common types of electronic payment methods are credit and debit cards. The two cards look so similar, it’s easy to confuse them. And to make things even more confusing, many debit cards have a Visa or MasterCard logo can be used “as a credit card” at the time you’re purchasing. Knowing the difference between the two is important, especially if you have one of each. Where the Money Comes From? A debit...

This site is very informative and helpful for people who want to learn more about personal finances. I have learned a great deal from this website as I am sure others have as well. If you want to get involved in your community to help others with their personal finances, below are several ways for you to do that. Please feel free to post any additional that I may have missed. Junior Achievement: Junior Achievement is...

The interest rate is one of the most important features of your credit card. It directly impacts the cost of your credit card whenever you carry a credit card balance. When you’re shopping for a credit card, it’s best to choose one with a lower interest rate. And once you have a credit card, you want to avoid things that will trigger an interest rate increase, like late payments for example. Here are a few benefits...

If you have a credit card with available credit and you’ve just spotted a great investment, you might be tempted to use your credit card to get into the investment. However, that could be a huge mistake - one that could leave you with credit card debt and no value in your investment. Here’s why you shouldn’t use your credit card for investment. The Cost of Investing With a Credit Card Using a cash advance to...