Car insurance is something you need. It is also something you don’t want to think about often.
When the time comes to pay your premium, you may realize you have a few questions on your mind. Rather than ignore these, hoping that everything works out if you are in an accident, it is best to consult with your agent to ensure that you have a solid understanding of your coverage.
Here are three immediate questions to ask your car insurance agent:
1. Is there anything I can do right now to save money? You may find that you are eligible for additional discounts or that you can adjust your coverage to save. This is a question that is well worth asking from time to time.
2. Do I need more coverage? If you are not comfortable with your current level of coverage, get your agent’s advice on this. You may be able to add more coverage without experiencing a large increase in your premium.
3. What is my deductible? If you don’t know what your deductible is, now is the time to check. This is the amount of money you will pay out of pocket before your policy kicks in. Maybe you are comfortable with your current deductible. Or maybe an increase or decrease could do you good.
Your car insurance agent should be willing and able to answer all your questions, no matter what they may be. The three questions above can help you better understand your policy, with the potential of saving you money as well.