Credit Scores
- KMoney
- Offline
- Finance Leader
- Posts: 661
Replied by KMoney on topic Re: Credit Scores
Kmoney- What I did for my daughter who had no credit was to add her on to my 5 yr Capital One account early last year.
When she applied for credit, she had that line so she was approved for an AMex and other cards.
I know that Fico08 is suppose to be phasing out counting AU's credit scores but it hasn't happened yet. If you have a parent or relative who has great credit and would be willing to add you to one of their lines, I would say in about 3-4mths, you would be able to get a prime card.
Many thanks for your advice Shark6
- shark6
- Offline
- Junior Member
- Posts: 208
Replied by shark6 on topic Re: Credit Scores
When she applied for credit, she had that line so she was approved for an AMex and other cards.
I know that Fico08 is suppose to be phasing out counting AU's credit scores but it hasn't happened yet. If you have a parent or relative who has great credit and would be willing to add you to one of their lines, I would say in about 3-4mths, you would be able to get a prime card.
- cireone
- Offline
- Finance Leader
- Posts: 311
Replied by cireone on topic Re: Credit Scores
My source for my scores (Ex:606, EQ:606, TU:606) is from CreditSecure (AmEx) which is serviced through Experian. WaMu still has my TransUnion score as a 689. Both update their reports monthly. So which one is actually true or near to it?????Cireone, the scores you need to take into consideration are the ones that you buy from myfico.com. Those are the scores that all of the lenders take into consideration in order to make a decision on your loan, credit card, mortgage application. Your Transunion (TU) FICO score may be higher than the score you are looking at right now because the FICO scoring system develops scores differently than others.
- KMoney
- Offline
- Finance Leader
- Posts: 661
Replied by KMoney on topic Re: Credit Scores
- hjm331
- Offline
- Finance Commander
- Posts: 3479
Replied by hjm331 on topic Re: Credit Scores
- KMoney
- Offline
- Finance Leader
- Posts: 661
Replied by KMoney on topic Re: Credit Scores
- hjm331
- Offline
- Finance Commander
- Posts: 3479
Replied by hjm331 on topic Re: Credit Scores
- KMoney
- Offline
- Finance Leader
- Posts: 661
Replied by KMoney on topic Re: Credit Scores
- hjm331
- Offline
- Finance Commander
- Posts: 3479
Replied by hjm331 on topic Re: Credit Scores
- KMoney
- Offline
- Finance Leader
- Posts: 661
Replied by KMoney on topic Re: Credit Scores
- hjm331
- Offline
- Finance Commander
- Posts: 3479
Replied by hjm331 on topic Re: Credit Scores
- Meya
- Topic Author
- Offline
- Finance Commander
- Posts: 4522
Replied by Meya on topic Re: Credit Scores
- KMoney
- Offline
- Finance Leader
- Posts: 661
Replied by KMoney on topic Re: Credit Scores
KMoney, have you applied for new cards lately?
Yes I did and I was denied