About Current Events
- FrankN
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Wanderer wrote: Tried to be quiet but a re-election in 2020?! GADS! Do you all remember the piece of paper with the circles drawn on it that you tape to a wall and it said "Bang Head Here" ... that is what both the Democrats and Republicans think of us the voters. We are suppose to be to dumb and stupid to know any better... ? Sure wish a bunch of quality dark horses would surface for both parties and may be even a quality Independent Candidate. We could use a whole new Congress as well. Somewhere I remember the phrase "Governance by of and for the People" ... hmm ... GREED sure seems to be the operative word instead! Back many years ago I thought I remembered some quality people existed and would run ... sure has been a long long time.
I would love to see a quality independent candidate.
- Wanderer
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- JGibbs
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Well, you posted six years ago and disappeared. I wish more people would stay and chat. Obviously, a person can learn more from different viewpoints if there's more input. This is the nicest financial forum! Seriously, if you're lurking, jump on in. The people here are friendly!Jacob3d wrote: Thanks for sharing! Awesome and helpful information, appreciate it.
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- Wanderer
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Thanks for sharing! Awesome and helpful information, appreciate it.
Welcome to the site. You will find an amazing amount of info from different posters. I know there has been a lot to learn.
- Jacob3d
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- Meya
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- Wanderer
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Credit Card Laws and Court Rulings--Have They Helped Consumers?
Congress passed the Credit CARD Act in May but it gave issuers and banks almost one year to implement the major provisions of the bill. Since then, issuers did exactly what they threatened to do--raise rates and fees on a broad group of cardholders. Consumers and elected officials are not happy about this, and members of Congress plan to introduce a bill to accelerate the effective date of the bill from February 22, 2010 to December 1, 2009.
Source "Lowcards.com" Thursday, September 24, 2009
FG Readers be ready for the next ... ???
- Wanderer
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The following is a cut out from "Lowcards.com" dated Wednesday, July 22, 2009 posted by Lynn referencing why credit card rates are going up along with interest rates and the lowering of credit lines.
***Posting***
Last week, banks and issuers released their monthly reports that included default rates. For some issuers, default rates remained about the same. While this could be seen as a sign of stabilization, it could also be a short pause as households used tax refunds to pay down credit card balances. Here are the default rates from other major credit card issuers:
* Capital One's rate rose to 9.73% in June from 9.41% in May.
* JP Morgan Chase defaults declined to 8.04% in June from 8.36% in May.
* Discover's rate fell to 8.75% from 8.91%.
* American Express defaults fell slightly from 10.0% in May to 9.9% in June.
* Citigroup defaults remained unchanged at 10.5%
Since the unemployment rate is expected to increase, some observers fear that industry's default rate could climb above 12% by the first quarter of 2010.
Posted by Lynn at 8]
None of us should be all that surprised but the default rate is way bigger than I figured. Comments[/COLOR]
- Finance Globe
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- Wanderer
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- Finance Globe
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