And you know what? Garydman mentioned this months ago! He said that myfico was a rip off. Now I have every right to believe him. I don't even want to know what my true scores are if they are way less than what I have now

https://www.financeglobe.com/SocialNet/forum/showthread.php?t=565[/URL] [/quote]

But scores are important! They are factored in on how much interest you pay on your morgage or insurance and what not.

And you know what? Garydman mentioned this months ago! He said that myfico was a rip off. Now I have every right to believe him. I don't even want to know what my true scores are if they are way less than what I have now.

Here is the posting where he mentiones it:

Everybody who has MyFICO Score Watch IT IS A SCAM. I tried the 30 day trial, put in apps where they pull equifax and NO ALERTS AT ALL. It's been over a week, had score changes, inquiries AND balance changes....NO ALERTS. If you have it I strongly suggest you cancel it and get a refund...it is a waste of your money. Also avoid the shills who run their forums. ALL their advice is designed to get you HOOKED on credit and HOOKED on paying them out the Ying Yang for what you can easily figure out yourselves. Don't fall into this trap. Pay your bills on time and don't worry about your score. Forget about it. It's just a number manipulated at will by the conspiracy that exists between FICO and the Credit Card Companies.

https://www.financeglobe.com/SocialNet/forum/showthread.php?t=565

I think all should read this.......................

http://articles.moneycentral.msn.com/SavingandDebt/ConsumerActionGuide/tell-congress-no-more-secret-scores.aspx