WaMu PFICO Scores

  • Posts: 391

Replied by RivasGlo on topic Re: WaMu PFICO Scores

Cireone, itll b okay... Just keep ya head up and once your good payment history starts showing youll b up in no time :cheesing:
16 years 3 months ago #16
  • Posts: 311

Replied by cireone on topic Re: WaMu PFICO Scores

OK so Im not gonna go on an app spree ever again. I felt confident seeing my scores go up and went binging on application, opened 8 accountsin a span of two months and what did I get for it....................................A DECREASE ON MY CREDIT SCORES.
I thought CreditSecure was just being mean by showing my scores lower in TransUnion but WaMu revealed today that TransUnion went down to 583!!!!! :( (TU was once my highest score)
All the hard work getting out of the 500 range to be put back into it. Its only my fault. Ill live through it and rebuild it again. I wish I had known this site longer so that I would have got solid advice at an earlier time.
16 years 3 months ago #17
  • Posts: 391

Replied by RivasGlo on topic Re: WaMu PFICO Scores

Mine updated today!!!!!!!!! YAY! :fun:
16 years 3 months ago #18
  • Posts: 243

Replied by Rob72830 on topic Re: WaMu PFICO Scores

Same here.
16 years 3 months ago #19
  • Posts: 391

Replied by RivasGlo on topic Re: WaMu PFICO Scores

Still no update over here :upset:
16 years 3 months ago #20
  • hjm331
  • hjm331's Avatar Topic Author
  • Offline
  • Finance Commander
  • Finance Commander
  • Posts: 3479

Replied by hjm331 on topic Re: WaMu PFICO Scores

Same here
16 years 3 months ago #21
  • Posts: 311

Replied by cireone on topic Re: WaMu PFICO Scores

Is it just me or has WaMu forgotten about updating the PFICO scores on the credit card site??????

July is almost gone and there is still no update on my accounts.

Anyone see different?????
16 years 3 months ago #22
  • hjm331
  • hjm331's Avatar Topic Author
  • Offline
  • Finance Commander
  • Finance Commander
  • Posts: 3479

Replied by hjm331 on topic Re: WaMu PFICO Scores

I agree.
16 years 3 months ago #23
  • Posts: 208

Replied by shark6 on topic Re: WaMu PFICO Scores

Meya, you are right! Experian is the hardest CB to dispute anything and have them deleted, to remove addresses, to remove inquiries etc. of all the 3.
16 years 3 months ago #24
  • Posts: 4522

Replied by Meya on topic Re: WaMu PFICO Scores

They are, I have been reading around. We are not the only ones that noticed this. So i do believe they are finished with me because when I went on a credit beng, no one was hardley pulling from TU, it was always Ex and Eq but EX the most.
16 years 3 months ago #25
  • hjm331
  • hjm331's Avatar Topic Author
  • Offline
  • Finance Commander
  • Finance Commander
  • Posts: 3479

Replied by hjm331 on topic Re: WaMu PFICO Scores

TU has been updating their systems recently it might be impossible to have inquiries fall off your TU report.
16 years 3 months ago #26
  • Posts: 4522

Replied by Meya on topic Re: WaMu PFICO Scores

Thier system is well prepared for that:innocent:
16 years 3 months ago #27
  • hjm331
  • hjm331's Avatar Topic Author
  • Offline
  • Finance Commander
  • Finance Commander
  • Posts: 3479

Replied by hjm331 on topic Re: WaMu PFICO Scores

Experian also doesn't knock off inquiries if you pull your report daily.
16 years 3 months ago #28
  • Posts: 4522

Replied by Meya on topic Re: WaMu PFICO Scores

Speaking for me only, Experian is by far the faster updater, followed by Transunion. Equifax is the slowest of the 3 imo.

REgarding your Ficos, it could be that your cards are aging well. Whatever, you are doing, keep it up.

Not only does experian update promptly, they hold on to badies longer than the other two.:upset:
16 years 3 months ago #29
  • hjm331
  • hjm331's Avatar Topic Author
  • Offline
  • Finance Commander
  • Finance Commander
  • Posts: 3479

Replied by hjm331 on topic Re: WaMu PFICO Scores

Rob, Equifax was your highest score because they haven't reported the info that hurt your score like Experian and TransUnion did.
16 years 3 months ago #30