I used to have favorite cards, but don't anymore. Probably, the one I do use the most is Amex Blue Cash. The other one I use most frequently is my Chase Freedom card even though they watered down the rewards structure. I use the Freedom card because it is my highest limit.

I don't have a favorite card either. I think I am going to sit out on the cc apps until next year sometime.

In about a year or two I am going to apply for a CU credit card. Probably PenFed or Navy. Then trim down some of the cards that are really not working for me.

Is it possible to have a favorite card that you don't possess at the moment? LOL

I have my eye on the PenFed Cash Back Rewards Visa and will not apply for any credit for about a year in order to get approved for this card.

I don't really have a favorite card anymore too, Meya. Just about everybody is watering down rewards, it's not even funny.

Change my mind, I don't have a favorite cc anymore. I want to get rid of everyone

Saw your post Dobb and peaked my interest. 2% cash back, can't complain for every $1000 spent your earn $20 if my math is correct. I will assume since its a Signature Card no Pre Set Spending Limit ? If you spend $25K per year you get $500. At $25K yearly spending BOA Visa Signature will give you $250 in cash or 25000 points. The Bank Americard Visa Signature will give you 37,500 points or $250 cash.

Sounds like a nice card............

Baby Phat prepaid Rushcard. I'm boycotting credit cards until 2011, plus I just love my Baby Phat card with the cute logos all over it and its pink color.

The Schwab Bank Invest First™ Visa Signature® from what I read.

[Link removed by Finane Globe. Please do not post links to sites other than official news sites and banks or banking products]

My favorite credit card now is my Citi platinum select card because it has a nice starting cl and apr and it is perfect to transfer high APR cards to it.

5/11/2009

Bank of America

Trust me, they won't. No one wants to loose in business. Whatever it takes to save, they are on it. Cost effecient or production is strong in the business world.

Shark6 anytime you want to step on the soap box just let me know

Kmoney, you just spoke the truth! This is why I have little loyalty to companies that do that mess. The only other company that I give a break to is Macy's because they go out of their way to entice me to buy re coupons and other savings. However, when I get someone from aonther country who doesn't know what I'm talking about or where I have to e xplain the same thing 4 times during a 30min call with no resolution, I go into the store and I give the manager a piece of my mind.

My time and gas is money and this second hand customer service is not serving the company well in the long run.

Now, I'm really off my soapbox.


HJM331, yes, I understand business principles, however, there is a concept called 'goodwill' in business and when the customers who choose to buy a specific product or shop at a specific place feel as if they are being offered subpar service or a diminishing in value product, they have the right to walk or express their feelings and/or do both and choose to shop elsewhere or purchase alternate products.

When this happen, the savings that the company thought that they would make becomes meaningless as other areas of the company suffer losses that exceed any savings that they have.