Ok, I will accept that, but guess what? We get more in depth here

I hope Im not crossing into unchartered territory but theres a website called whogavemecredit.com. It states what approvals/denials from consumers and their scores, APRs, AF, and other tidbits about their exprerience applying. I believe Applied Bank is listed.

This is a good web site ive been using it for over a year now.(the one above)

rwmtd,
I do pay $6.95 when I make an online payment. I will keep this card until I am able to recieve something better. But haven't had any problems whatsoever with this card
mrrob

Meya, thanks, after reading all of the replies here and on the review (which I was finally able to find) I've told my dh to shred the application and then burn it

Excellent Move

No problem, make sure the shredder is cross cut confetti...lol I do not like Cross Country, I am waiting for them to come off of my credit report by 09 or less:upset:

Applied Bank was formerly Cross Country Bank.

Meya, thanks, after reading all of the replies here and on the review (which I was finally able to find) I've told my dh to shred the application and then burn it he will go for something else.

Thanks again everyone!!

rwmtd

Applied Bank was formerly Cross Country Bank.

I have heard Applied Bank is a better card than First Premier Bank but that would probably be my last choice. I would try getting approved for a card from Hooters, Cap 1, or HSBC first.

mrrob, thanks for the information. I do have one question, however, do you have to pay any other fees other than the annual fee? Are there any monthly fees etc.

TIA,
rwmtd

I have the secured card. I have not had any problems. I even sent in more money to increase my limit and haven't had any problems. They do report to the credit bureas as well. I will get rid of the card in a few months just because i am begining to reestablish my credit profile,
mrrob

I hope Im not crossing into unchartered territory but theres a website called whogavemecredit.com. It states what approvals/denials from consumers and their scores, APRs, AF, and other tidbits about their exprerience applying. I believe Applied Bank is listed.

Cireone, thanks I'll check this site out.

I hope Im not crossing into unchartered territory but theres a website called whogavemecredit.com. It states what approvals/denials from consumers and their scores, APRs, AF, and other tidbits about their exprerience applying. I believe Applied Bank is listed.

Just wanted to know if anyone here has heard of this bank's credit card (they offer a secured card). My DH received an offer in the mail and I told him to hold off appling until I could get some more information.

TIA,
rwmtd

Hello i got a letter in the mail offering me a secured card for a 200 deposit. Have not replied yet.

Cireone, thank yes I did check out their website but I didn't find out any information such as interest rates etc. Just wanted to know if others here have had any dealings with this particular bank.

I believe they are a typical sub-prime card issuer. Although its a secured card they still impose fees. You can only get it if you were invitee to apply though. Have you checked out their website?????