"YES!!"
JCPenney Credit Card® Review
Written by: ding on 2008-06-21
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
ding's review: 
I went on a spree and decided to start applying for several cards... I was approved for this one... With the basic $200.00 line of credit... I will take anything that I can get right now.
I went on a spree and decided to start applying for several cards... I was approved for this one... With the basic $200.00 line of credit... I will take anything that I can get right now.
6 Comments
Comment 1 by hjm331
Don't Be Discouraged 
on 2008-06-21
Don't be discouraged by the low limit, JcPenney gives good CLI's once you started building a good payment history with them. This card is definitely worth the inquiry so keep it, use it, pay your bill on-time, and you will be rewarded. Simple as that.
Good Luck
on 2008-06-21 Don't be discouraged by the low limit, JcPenney gives good CLI's once you started building a good payment history with them. This card is definitely worth the inquiry so keep it, use it, pay your bill on-time, and you will be rewarded. Simple as that.Good Luck
Comment 2 by rob72830
Penney's Doesn't Waste Time on 2008-06-21
Got my card on the 12th, used it on the 12th. Yesterday I got my first statement from Penneys. Kind of surprised me. I looked at the date on it. 6-13-08. They didn't waste no time sending the bill. It has already hit my credit report too, as a new revolving account. I haven't paid them yet, but they were nice to go ahead and mark it OK for June. Maybe this will help my scores.
Good luck Ding and let us know what happens.
on 2008-06-21 Got my card on the 12th, used it on the 12th. Yesterday I got my first statement from Penneys. Kind of surprised me. I looked at the date on it. 6-13-08. They didn't waste no time sending the bill. It has already hit my credit report too, as a new revolving account. I haven't paid them yet, but they were nice to go ahead and mark it OK for June. Maybe this will help my scores. Good luck Ding and let us know what happens.
Comment 3 by eric
Lol Rob on 2008-06-21
You just happened to spend right inside of your billing cycle... It happens... But this is probably GEMB's oldest client... So the CLI's will flow freely... Good luck.
Eric
on 2008-06-21 You just happened to spend right inside of your billing cycle... It happens... But this is probably GEMB's oldest client... So the CLI's will flow freely... Good luck.Eric
Comment 4 by meya
Congrats on 2008-06-22
Did you go into the store or applied online? The limit will increase pretty fast so don't worry about it.
on 2008-06-22 Did you go into the store or applied online? The limit will increase pretty fast so don't worry about it.
Comment 5 by ding
To Meya on 2008-06-23
I applied online... Along with SEVERAL others... I already asked FG to add all the other cards on here to so I can give a response to them... I was approved for almost all of them..
My scores were tu-646, eq-616, and ex-594----due to high utillization-forgot to get payment in before they report... My mistake
on 2008-06-23 I applied online... Along with SEVERAL others... I already asked FG to add all the other cards on here to so I can give a response to them... I was approved for almost all of them..My scores were tu-646, eq-616, and ex-594----due to high utillization-forgot to get payment in before they report... My mistake
Comment 6 by meya
Hi Ding on 2008-06-23
I just looked at the thread for credit card request and I did not see a posting from you. Here is the link to add which cards you will like to request
http://www.financeglobe.com/FN/showthread.php?508
Ohhh, one more thing, some cards are asking to not be advertised through websites, so not all cards will be added. Sorry for the mix up!
on 2008-06-23 I just looked at the thread for credit card request and I did not see a posting from you. Here is the link to add which cards you will like to requesthttp://www.financeglobe.com/FN/showthread.php?508
Ohhh, one more thing, some cards are asking to not be advertised through websites, so not all cards will be added. Sorry for the mix up!
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Disclaimer: This content is not provided by Synchrony Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Synchrony Bank. Review content is powered by Finance Globe.
