"So Far So Good"
HSBC Cash Rewards Mastercard® credit card Review
Written by: mark3038 on 2017-12-11
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
mark3038's review: 
I applied online, got the standard "pending review" I have not heard anything for 7 days so I called them, they pulled the file and asked me to email them a copy of my electric bill, which I promptly did, a few days later the card arrived $15,000 initial credit line which is ok but way lower then most of my other cards, they only did a soft pull on Equifax no hard pulls anywhere, my FICO 8 is 828 on Equifax.
I applied online, got the standard "pending review" I have not heard anything for 7 days so I called them, they pulled the file and asked me to email them a copy of my electric bill, which I promptly did, a few days later the card arrived $15,000 initial credit line which is ok but way lower then most of my other cards, they only did a soft pull on Equifax no hard pulls anywhere, my FICO 8 is 828 on Equifax.
5 Comments
Comment 1 by wanderer
Re: So Far So Good 
on 2017-12-11
Great review on the HSBC Cash Rewards MC. In the world of cards it seems to be relatively new (at least to the United States). Your credit limit is good for them ... most I have seen around the farm are half that at best. Used to have cards with them and tried to get them to keep me (back when Cap1 acquired their card portfolio 2009). They always treated me fairly and well. Of note, your FICO 8 Score is high ... congrats on the score!
on 2017-12-11 Great review on the HSBC Cash Rewards MC. In the world of cards it seems to be relatively new (at least to the United States). Your credit limit is good for them ... most I have seen around the farm are half that at best. Used to have cards with them and tried to get them to keep me (back when Cap1 acquired their card portfolio 2009). They always treated me fairly and well. Of note, your FICO 8 Score is high ... congrats on the score!
Comment 2 by finance globe
Re: So Far So Good on 2017-12-11
Congrats on the card as well as high score! Please keep us informed of your experience with HSBC. It would be wonderful for you to share your journey to an 828 FICO in the forum.
on 2017-12-11 Congrats on the card as well as high score! Please keep us informed of your experience with HSBC. It would be wonderful for you to share your journey to an 828 FICO in the forum.
Comment 3 by mrrob
Re: So Far So Good on 2017-12-19
Had a card from HSBC years ago, then they sold some of their accounts to Capital One which is where I ended up. Glad to see their offering cards again, congrats. Love that limit as well
on 2017-12-19 Had a card from HSBC years ago, then they sold some of their accounts to Capital One which is where I ended up. Glad to see their offering cards again, congrats. Love that limit as well
Comment 4 by rsty99
Re: So Far So Good on 2018-02-03
I have been getting their offers too and had a Card from them also but closed it before Cap One conversion. I thought they were leaving US credit card market. Please do follow up review on your experience with them.
on 2018-02-03 I have been getting their offers too and had a Card from them also but closed it before Cap One conversion. I thought they were leaving US credit card market. Please do follow up review on your experience with them.
Comment 5 by frankn
Re: So Far So Good on 2018-04-30
What kind of rewards do you get with this card? I have never owned a HSBC credit card before?
on 2018-04-30 What kind of rewards do you get with this card? I have never owned a HSBC credit card before?
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Disclaimer: This content is not provided by HSBC. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by HSBC. Review content is powered by Finance Globe.
